42576 Cedar Rdg Dr, Clinton Township, MI 48038 Property Records

Macomb County property record for 42576 Cedar Rdg Dr, Clinton Township, MI 48038

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,330 sqft · built 1989
Owner	Individual Name on File
Last Sale	$113,000 (Nov 2013)
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-11-07-127-010`

Property Details

APN / Parcel Number

Primary APN	`16-11-07-127-010`
Alternative APN	`1107127010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	1,330 sqft
Basement Area	1,330 sqft
Unfinished Basement	1,330 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	42576 CEDAR RIDGE DR
City	CLINTON TOWNSHIP
State	MI
Zip	48038-1620
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RML
Legal Description	50-11-07-127-010 D 10 88S CEDAR RIDGE VILLAGE CONDOMINIUM BLDG 3, UNIT 10 MACOMB COUNTY SUB PLAN NO 241 FIRST AMENDMENT L 4270, P 419 TO 430
Legal Subdivision	MACOMB COUNTY SUB
Legal Unit	10
Jurisdiction	MACOMB MI
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1008
Census Tract	242001

Owner

42576 Cedar Rdg Dr, a condominium, is owned and occupied by an individual who acquired it in February 2014.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	42576 CEDAR RIDGE DR, CLINTON TOWNSHIP, MI 48038-1620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2013 · Amount on File
Deed Sale	Nov 18, 2013 · Amount on File
Deed Document Number	20133172112
Deed Book / Page	22548 / 22
Last Transfer Date	Feb 11, 2014
Transfer Doc	0000068943
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	42576 CEDAR RIDGE DR, CLINTON TOWNSHIP, MI 48038-1620
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42576 CEDAR RIDGE DR 10, 10, CLINTON TOWNSHIP, MI 48038-1620

Mortgage

Document Number	2500088987
Date	Oct 3, 2025
Book Page	30319/55
Instrument	202500088987

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2045

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	42576 CEDAR RIDGE DR, CLINTON TOWNSHIP, MI 48038-1620
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020648
Date	Feb 26, 2018
Book Page	25230/663
Instrument	8020648

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	42576 CEDAR RIDGE DR, CLINTON TOWNSHIP, MI 48038-1620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051169
Date	Apr 28, 2020
Book Page	26668/884
Instrument	2051169

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 42576 Cedar Rdg Dr was $2,597 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Clinton Charter Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,000 (+3.02%)	$232,000 (+3.02%)
2025	$2,597.00 Homeowner's exemption	$112,600	$225,200
2023		$94,400	$188,800
2022	$2,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42576 Cedar Rdg Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 42576 Cedar Rdg Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON TOWNSHIP serves 100,513 people · EPA ID MI0001480
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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