42570 Stephani Cir, Palm Desert, CA 92260 Property Records

Riverside County property record for 42570 Stephani Cir, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,232 sqft · built 1961
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Apr 2026)
Tax Bill	$5,247 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`624-140-036`

Property Details

APN / Parcel Number

Primary APN	`624-140-036`
Alternative APN	`621391032`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	1,302 sqft
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	621391032
Street Address	42570 STEPHANI CIR
City	PALM DESERT
State	CA
Zip	92260-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 36 MB 040/009 COUNTRY CLUB VILLAGE NO 1 & INT IN COMMON
Legal Subdivision	COUNTRY CLUB VILLAGE NO 1 & INT IN COMMO
Legal Lot Number	36
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	3
Census Block	3011
Census Tract	44930

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42570 STEPHANI CIR, PALM DESERT, CA 92260-2049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL SERVICES INC
Sep 29, 2025	Grant Deed, Transfer · Commercial Mortgage GOMES WARREN
Mar 3, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE CO
Jan 6, 2022	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Prior Sale	Sep 29, 2025 · Amount on Record
Deed Document Number	2026107423
Prior Transfer Date	Mar 5, 1996
Prior Transfer Doc	0000099814
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 9, 2026
Property Address	42570 STEPHANI CIR, PALM DESERT, CA 92260-2049
Document Number	0000107423
Instrument Date	Mar 29, 2026
Instrument	2026107423
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,106.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42570 STEPHANI CIR, PALM DESERT, CA 92260-2049

Mortgage

Document Number	0000107424,
Date	Apr 9, 2026
Instrument	2026107424

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 29, 2025
Property Address	42570 STEPHANI CIR, PALM DESERT, CA 92260-2049
Document Number	0000297940
Map Reference	MB 40 PG 9-11
Instrument Date	Sep 25, 2025
Instrument	2025-0297940
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42570 STEPHANI CIR, PALM DESERT, CA 92260-2049

Mortgage

Document Number	0000297941
Date	Sep 29, 2025
Instrument	2025-0297941

Lender

Name	GOMES WARREN
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 3, 2022
Property Address	42570 STEPHANI CIR, PALM DESERT, CA 92260-2049
Document Number	0000106174
Map Reference	MB 40 PG 9-11
Instrument Date	Feb 24, 2022
Instrument	2022-0106174
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	165 EDGEWATER DR, RIO VISTA, CA 94571-2009

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 6, 2022
Property Address	42570 STEPHANI CIR, PALM DESERT, CA 92260-2049
Document Number	0000009967
Map Reference	MB 40 PG 9-11
Instrument Date	Dec 16, 2021
Instrument	2022-0009967
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 ABBOT KINNEY BLVD, VENICE, CA 90291-3791

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,000 (+14.94%) Land $104,751 Building $314,249
2025	$5,247.00 (+2.8%)	$364,523 (+4.04%) Land $84,896 Building $279,627
2024	$5,104.00 (+2.94%)
2023	$4,958.00 (+229.22%)	$350,370 Land $81,600 Building $268,770
2022	$1,506.00
2021			$301,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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