4257 E 98th Pl, Thornton (Denver), CO 80229 Property Records

Adams County property record for 4257 E 98th Pl, Thornton, CO 80229

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,274 sqft · built 2021
Lot Size	0.057 acres (2,483 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Feb 2025)
Tax Bill	$2,149 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0195370`

Property Details

APN / Parcel Number

Primary APN	`R0195370`
Alternative APN	`0172118305020`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,274 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,483 sqft (0.057 acres)
Garage Type	Built-in
Garage Area	233 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0195370
Street Address	4257 E 98TH PL
City	THORNTON
State	CO
Zip	80229-3279
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	RIVER VALLEY VILLAGE SUBD AMND NO 3 BLK 1, LOT 20C
Legal Subdivision	RIVER VALLEY VILLAGE SUBD
Legal Block	1
Legal Lot Number	20C
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1002
Census Tract	9104

Owner

4257 E 98th Pl, a townhouse, is owned and occupied by an individual who bought it in February 2025.

Source: Adams County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4257 E 98TH PL, THORNTON, CO 80229-3279
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 4, 2022	Special Warranty Deed, Transfer · Conventional Mortgage FINANCIAL FUNDING SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2025 · Amount on File
Deed Sale	Feb 21, 2025 · Amount on File
Prior Sale	Jan 4, 2022 · Amount on File
Deed Document Number	2025000009293
Record Updated	Jun 8, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Feb 21, 2025
Property Address	4257 E 98TH PL, THORNTON, CO 80229-3279
Document Number	0000009293
Instrument Date	Feb 21, 2025
Instrument	2025000009293
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4257 E 98TH PL, THORNTON, CO 80229-3279

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4257 E 98TH PL, THORNTON, CO 80229-3279

Mortgage

Document Number	0000009294
Date	Feb 21, 2025
Instrument	2025000009294

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 4, 2022
Property Address	4257 E 98TH PL, THORNTON, CO 80229-3279
Document Number	0000000081
Instrument Date	Dec 30, 2021
Instrument	2022000000081
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	FITCO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.66
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4257 E 98TH PL, THORNTON, CO 80229-3279
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000082
Date	Jan 4, 2022
Instrument	2022000000082

Lender

Name	FINANCIAL FUNDING SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4257 E 98th Pl was $2,149.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams County School District 14 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,149.00	$24,880 Land $5,000 Building $19,880	$398,000 Land $80,000 Building $318,000
2023	$3,688.00 (+2.05%)	$26,380 (+2.97%) Land $5,070 Building $21,310	$390,000 (+5.79%) Land $75,000 Building $315,000
2022	$3,614.00	$25,620 Land $8,720 Building $16,900	$368,648 Land $125,454 Building $243,194

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4257 E 98th Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4257 E 98th Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Aerux Broadband, T-Mobile.

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