Caldwell County property record for 4257 Beach Rd, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,125 sqft · built 1998 |
| Lot Size | 0.459 acres (19,980 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Feb 2001) |
| Tax Bill | $1,391 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 62 1 47C |
| Primary APN | 08 62 1 47C |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,125 sqft Heated Area |
| Gross Area | 2,358 sqft |
| 1st Floor Area | 1,125 sqft |
| Basement Area | 1,125 sqft |
| Unfinished Basement | 1,125 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,980 sqft (0.459 acres) |
| Lot Dimensions | 180 ft deep x 111 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 151341 |
|---|---|
| Street Address | 4257 BEACH RD |
| City | HUDSON |
| State | NC |
| Zip | 28638-9068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1796 PG 478 YR 12 ST 0.00 |
| Legal Subdivision | CEDAR VALLEY SUBDIVISION |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 31202 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4257 BEACH RD, HUDSON, NC 28638-9068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2001 · Amount on Record |
| Deed Sale | Feb 28, 2001 · Amount on Record |
| Prior Sale | Jan 20, 1999 · Amount on Record |
| Deed Book / Page | 1328 / 1939 |
| Last Transfer Date | Jan 6, 2012 |
| Transfer Doc | 0017960478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4257 BEACH RD, HUDSON, NC 28638-9068 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020292120 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 2029/2120 |
| Instrument | 10061047 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,391.00 (-21.1%) | $227,500 (-) Land $14,400 Building $213,100 | |
| 2025 | $1,763.00 (+73.87%) | $227,500 (+82%) Land $14,400 Building $213,100 | $227,500 (+82%) Land $14,400 Building $213,100 |
| 2024 | $1,014.00 (+7.3%) | ||
| 2023 | $125,000 (-) Land $14,400 Building $110,600 | $125,000 (-) Land $14,400 Building $110,600 | |
| 2022 | $945.00 | $125,000 Land $14,400 Building $110,600 | $125,000 Land $14,400 Building $110,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL CO WATER SYSTEM-SE serves 15,710 people · EPA ID NC0114047 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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