Lorain County property record for 42560 Adelbert St, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1992 |
| Square Footage | 3,260 sqft Living Area |
| Lot Size | 96,268 sqft (2.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $302,000 (2017) |
| Tax Bill | $4,345.00 (2025) |
Source: Lorain County records · APN 06-24-040-101-045
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42560 ADELBERT ST, ELYRIA, OH 44035-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 09, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Sep 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Oct 31, 2017 | Grant Deed, Transfer · Veterans Administration Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on Record |
| Deed Sale | Oct 31, 2017 · Amount on Record |
| Deed Doc Number | 2017649958 |
| Prior Transfer Date | Jun 15, 2009 |
| Prior Transfer Doc | 0000300035 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 42560 ADELBERT ST, ELYRIA, OH 44035-2522 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 42560 ADELBERT ST, ELYRIA, OH 44035-2522 |
| Document Number | 0000078128 |
|---|---|
| Date | Dec 09, 2025 |
| Instrument | 2025-0078128 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 42560 ADELBERT ST, ELYRIA, OH 44035-2522 |
| Document Number | 0000778555 |
| Instrument Date | Sep 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 42560 ADELBERT ST ELYRIA OH 440352522, ELYRIA, OH 44035-2522 |
| Document Number | 0000778555 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 778555 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Sep 13, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 31, 2017 |
| Property Address | 42560 ADELBERT ST, ELYRIA, OH 44035-2522 |
| Document Number | 0000649958 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 649958 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,208.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 42560 ADELBERT ST ELYRIA OH 440352522, ELYRIA, OH 44035-2522 |
| Document Number | 649959 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 649959 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2047 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Elyria Township |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,345.00 (-20.33%) Homeowner's exemption | $121,240 (-0.01%) Land $17,730 Building $103,510 | $346,410 (%) Land $50,660 Building $295,750 |
| 2024 | $5,454.00 (-16.16%) | $121,247 (+0.06%) Land $17,731 Building $103,516 | $346,420 (+0.06%) Land $50,660 Building $295,760 |
| 2023 | $6,505.00 (-0.44%) | $121,170 (-) Land $16,023 Building $105,147 | $346,200 (-) Land $45,780 Building $300,420 |
| 2022 | $6,534.00 | $121,170 Land $16,020 Building $105,150 | |
| 2021 | $346,200 Land $45,780 Building $300,420 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-24-040-101-045 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,260 sqft Living Area |
| Gross Area | 4,124 sqft Gross Area |
| 1st Floor | 1,760 sqft 1st Floor |
| Basement Area | 1,500 sqft Basement |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 96,268 sqft (2.21 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 864 sqft Garage |
| Pool Area | 648 sqft Pool |
|---|---|
| Deck Area | 280 sqft Deck |
| Patio Area | 400 sqft Patio |
| Porch Area | 40 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 42560 ADELBERT ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2522 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 20090300035 |
| Legal Subdivision | ELYRIA |
| Legal Tract | 24 |
| Legal Block | 101 |
| Legal Lot Number | 40 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 70300 |
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