4256 Drummond Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 4256 Drummond Ave, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,375 sqft · built 1978
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Mar 2022)
Tax Bill	$1,781 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5252-1793-0070`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5252-1793-0070`
Alternative APNs	`00651066` `651066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,375 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Patio Area	150 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00651066
Street Address	4256 DRUMMOND AVE
City	SPRING HILL
State	FL
Zip	34608-3848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 25 REPLAT 2 BLOCK 1793 LOT 7
Legal Range	17E
Legal Township	23S
Legal Section	14
Legal Subdivision	SPRING HILL UNIT 25 REPL 2
Legal Block	1793
Legal Lot Number	7
Legal Unit	25
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2038
Census Tract	41103

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4256 DRUMMOND AVE, SPRING HILL, FL 34608-3848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Mar 21, 2018	Warranty Deed, Transfer · Conventional with PMI JUSTIN E GARVIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Mar 21, 2018 · Amount on Record
Deed Document Number	2022018128
Deed Book / Page	4138 / 399
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 9, 2022
Property Address	4256 DRUMMOND AVE, SPRING HILL, FL 34608-3848
Document Number	0041380399
Book / Page	4138 / 399
Map Reference	MB 16 PG 72&73
Instrument Date	Mar 4, 2022
Instrument	2022018128
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6150 W FINKEN CT, 6150, HOMOSASSA, FL 34446-3154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4256 DRUMMOND AVE, SPRING HILL, FL 34608-3848

Mortgage

Document Number	0004138400
Date	Mar 9, 2022
Instrument	4138/400

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 21, 2018
Property Address	4256 DRUMMOND AVE, SPRING HILL, FL 34608-3848
Document Number	0035641226
Book / Page	003564 / 001226
Instrument Date	Mar 14, 2018
Instrument	16873
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	SOUTHERN SECURITY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4256 DRUMMOND AVE SPRING HILL FL 346083848, SPRING HILL, FL 34608-3848

Mortgage

Document Number	35641227
Date	Mar 21, 2018
Book Page	003564/001227
Instrument	16874

Lender

Name	JUSTIN E GARVIN
Address	5493 GREYSTONE DR, SPRING HILL, FL 34609-0480
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

Interest

Rate Type	Fixed Rate
Rate	7%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,781.00 (+1.02%) Additional exemption filed	$164,193 (+5.48%) Land $24,957 Building $139,236	$164,193 (+5.48%) Land $24,957 Building $139,236
2023		$155,668 (+69.49%) Land $22,946 Building $132,722
2022	$1,763.00 Homeowner's exemption	$91,845	$155,668 Land $20,456 Building $135,212

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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