4255 Miamitrail Ln, Cincinnati, OH 45252 Property Records

Hamilton County property record for 4255 Miamitrail Ln, Cincinnati, OH 45252

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,684 sqft · built 1993
Lot Size1.32 acres (57,586 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Apr 2026)
Tax Bill$8,165 (2025)
Deeds & MortgagesNov 2021 Mortgage
Aug 2025 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN510-0280-0123-00

Property Details

APN / Parcel Number

Primary APN510-0280-0123-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,684 sqft Living Area
Gross Area3,822 sqft
1st Floor Area1,669 sqft
Basement Area1,669 sqft
Finished Basement1,015 sqft
Unfinished Basement654 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Lot Area57,586 sqft (1.32 acres)
Lot Dimensions326 ft deep x 124 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Patio Area355 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address4255 MIAMITRAIL LN
CityCINCINNATI
StateOH
Zip45252-1870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMIAMITRAIL LA 124.41 X 326.24 FT IRR LOT 29 MIAMI TRAILS SUB
Legal SubdivisionMIAMI TRAILS SUB
Legal Lot Number29
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group1
Census Block1006
Census Tract20502

Owner

Source: Hamilton County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4255 MIAMITRAIL LN, CINCINNATI, OH 45252-1870
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
Aug 4, 2025Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Apr 1, 2026Warranty Deed, Transfer · Conventional Mortgage
RIVERHILLS BANK
Aug 16, 2022Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Feb 23, 2017Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2026 · Amount on Record
Deed SaleApr 1, 2026 · Amount on Record
Prior SaleAug 16, 2022 · Amount on Record
Deed Document Number202624288
Deed Book / Page15635 / 1311
Prior Transfer DateJan 25, 2017
Prior Transfer Doc0000016745
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4255 MIAMITRAIL LN, CINCINNATI, OH 45252-1870
Transaction TypeMortgage
Record UpdatedMay 20, 2026
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000133327
DateNov 3, 2021
Book Page14537/512
Instrument2021-0133327
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2041

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4255 MIAMITRAIL LN, CINCINNATI, OH 45252-1870
Transaction TypeMortgage
Record UpdatedMay 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4255 MIAMITRAIL LN, CINCINNATI, OH 45252-1870

Mortgage

Document Number0000058090
DateAug 4, 2025
Book Page15471/255
Instrument2025-0058090
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 1, 2026
Property Address4255 MIAMITRAIL LN, CINCINNATI, OH 45252-1870
Document Number0000024288
Book / Page15635 / 1311
Instrument DateMar 31, 2026
Instrument202624288
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$92,920.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address4255 MIAMITRAIL LN, CINCINNATI, OH 45252-1870

Mortgage

Document Number0000024289,
DateApr 1, 2026
Instrument202624289
Lender
NameRIVERHILLS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 16, 2022
Property Address4255 MIAMITRAIL LN, CINCINNATI, OH 45252-1870
Document Number0000079621
Book / Page14731 / 1530
Map ReferenceMB 59 PG 6-9
Instrument DateAug 8, 2022
Instrument2022-0079621
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,215.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4255 MIAMITRAIL LN, CINCINNATI, OH 45252-1870

Mortgage

Document Number0000079622
DateAug 16, 2022
Instrument2022-0079622
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateFeb 23, 2017
Property Address4255 MIAMITRAIL LN, CINCINNATI, OH 45252-1870
Document Number0000006746
Map ReferencePB 59 PG 6-9
Instrument DateFeb 15, 2017
Instrument17-0016746
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Mortgage

Document Number0000006747
DateFeb 23, 2017
Instrument17-0016747
Lender
NameGUARDIAN SAVINGS BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,165.00 (+7.82%)$141,751 (+%) Land $21,942 Building $119,809$405,000 (-) Land $62,690 Building $342,310
2024$7,573.00 (-0.56%)$141,749 (-) Land $21,941 Building $119,808
2023$7,616.00 (+12.65%)$141,749 (+38.11%) Land $21,941 Building $119,808$405,000 (+38.11%) Land $62,690 Building $342,310
2022$6,761.00 Homeowner's exemption$102,634 Land $21,581 Building $81,053
2020$293,240 Land $61,660 Building $231,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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