4255 Eagle Bay Dr, Helena, MT 59602 Property Records

Lewis And Clark County property record for 4255 Eagle Bay Dr, Helena, MT 59602

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,214 sqft · built 2016
Lot Size	5.54 acres (241,540 sqft)
Owner	2 Individual Names on File
Last Sale	$1,010,800 (Mar 2023)
Tax Bill	$5,856 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`R631146`

Property Details

APN / Parcel Number

Primary APN	`R631146`
Alternative APNs	`05-1890-05-1-01-45-0000` `0000045195`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,214 sqft Living Area
1st Floor Area	2,776 sqft
Attic	Attic
Attic Area	438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	241,540 sqft (5.54 acres)
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	588 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000045195
Street Address	4255 EAGLE BAY DR
City	HELENA
State	MT
Zip	59602-9770
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S05, T10 N, R01 W, C.O.S. 3159418, ACRES 5.545, TRACT B, IN SE4NE4
Legal Subdivision	CERTIFICATE OF SURVEY
Legal Tract	B
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	1
Census Block	1034
Census Tract	1202

Owner

Source: Lewis And Clark County records · APN R631146

Assessment roll updated September 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4255 EAGLE BAY DR, HELENA, MT 59602-9770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 02, 2023	Warranty Deed, Transfer · VA Mortgage GUM TREE MORTGAGE LLC
Nov 06, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2023 · Amount on Record
Deed Sale	Mar 02, 2023 · Amount on Record
Prior Sale	Jan 29, 2014 · Amount on Record
Deed Document Number	20233408944
Deed Book / Page	61 / 9533
Prior Transfer Date	Jan 09, 2009
Prior Transfer Doc	0003159421
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jun 12, 2026
Property Address	4255 EAGLE BAY DR, HELENA, MT 59602-9770
Document Number	0003451258
Book / Page	65 / 4853
Instrument Date	Jun 06, 2026
Instrument	20263451258
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4255 EAGLE BAY DR, HELENA, MT 59602-9770

Mortgage

Document Number	0003451258,
Date	Jun 12, 2026
Book Page	65/4853
Instrument	20263451258

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Mar 02, 2023
Property Address	4255 EAGLE BAY DR, HELENA, MT 59602-9770
Document Number	00M61/9533
Book / Page	M61 / 9533
Instrument Date	Mar 02, 2023
Instrument	3408944
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	NOT AVAILABLE, FLYING S TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4255 EAGLE BAY DR, HELENA, MT 59602-9770

Mortgage

Document Number	0003408945
Date	Mar 02, 2023
Instrument	3408945

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	4255 EAGLE BAY DR, HELENA, MT 59602-9770
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M58/1195
Date	Nov 06, 2020
Book Page	M58/1195
Instrument	3366508

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Lewis And Clark County records · Assessment roll updated September 15, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Unified School District	East Helena K-12 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,856.00 (-32.37%)	$1,166,100 (+22.34%)	$1,166,100 (+22.34%) Land $254,795 Building $911,305
2023	$8,659.00	$953,200	$953,200 Land $236,567 Building $716,633

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 7, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	High above 77% of the US · above 63% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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