4254 Urbana Pike, Frederick, MD 21704 Property Records

Frederick County property record for 4254 Urbana Pike, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,768 sqft · built 1989
Lot Size	1.88 acres (82,328 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Dec 2021)
Tax Bill	$8,811 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-192924`

Property Details

APN / Parcel Number

Primary APN	`07-192924`
Alternative APNs	`7192924` `192924`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,768 sqft Living Area
Gross Area	5,368 sqft
1st Floor Area	1,718 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	82,328 sqft
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	550 sqft
Patio Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	192924
Street Address	4254 URBANA PIKE
City	FREDERICK
State	MD
Zip	21704-7728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 3 SECT 2 1.895 ACRE BLUE RIDGE VIEW
Legal Subdivision	BLEU RDG VIEW SEC 02
Legal Block	19
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1009
Census Tract	752206

Owner

4254 Urbana Pike is owned and occupied by an individual who bought it in December 2021.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	4254 URBANA PIKE, FREDERICK, MD 21704-7728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Dec 28, 2021	Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Prior Sale	Jan 20, 2010 · Amount on File
Deed Book / Page	15609 / 29
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4254 URBANA PIKE, FREDERICK, MD 21704-7728
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	NEIGHBORHOOD SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147630112
Date	Apr 12, 2021
Book Page	14763/112

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 28, 2021
Property Address	4254 URBANA PIKE, FREDERICK, MD 21704-7728
Document Number	0156090029
Book / Page	15609 / 29
Map Reference	MB 21 FO 51
Instrument Date	Dec 7, 2021
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4254 URBANA PIKE, FREDERICK, MD 21704-7728

Mortgage

Document Number	0001560935
Date	Dec 28, 2021
Instrument	15609/35

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4254 Urbana Pike was $8,811.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$753,900	$798,800 Land $227,100 Building $571,700
2025	$8,811.00
2023	$7,218.00	$603,267	$664,100 Land $176,600 Building $487,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4254 Urbana Pike in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4254 Urbana Pike is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Urbana Pike

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures