Osceola County property record for 4254 Southern Vista Loop, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,206 sqft · built 2022 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $421,800 (Sep 2022) |
| Tax Bill | $5,794 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-26-30-0664-0001-1410 |
| Primary APN | 13-26-30-0664-0001-1410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,206 sqft Living Area |
| Gross Area | 2,787 sqft |
| 1st Floor Area | 1,099 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4254 SOUTHERN VISTA LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN PINES PH 4 PB 30 PGS 155-158 LOT 141 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 13 |
| Legal Subdivision | SOUTHERN PINES PHS 4 TAYLOR MORRISON HOM |
| Legal Phase | 4 |
| Legal Lot Number | 141 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4254 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6878 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Mar 1, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Sep 16, 2022 | Special Warranty Deed, Transfer · FHA Mortgage TAYLOR MORRISON HOME FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on Record |
| Deed Sale | Sep 16, 2022 · Amount on Record |
| Deed Document Number | 2022141440 |
| Deed Book / Page | 6287 / 2118 |
| Last Transfer Date | Jan 7, 2024 |
| Transfer Doc | 0065572646 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 1, 2024 |
| Property Address | 4254 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6878 |
| Document Number | 0065572646 |
| Book / Page | 6557 / 2646 |
| Map Reference | MB 30 PGS 155 THROUG |
| Instrument Date | Jan 7, 2024 |
| Instrument | 2024027055 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4254 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6878 |
| Name | Verified Name |
|---|---|
| Address | 4254 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6878 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 16, 2022 |
| Property Address | 4254 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6878 |
| Document Number | 0062872118 |
| Book / Page | 6287 / 2118 |
| Map Reference | MB 30 PG 155-158 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2022141440 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | INSPIRED TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,952.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489 |
| Name | Verified Name |
|---|---|
| Address | 425 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772 |
| Document Number | 0062872120 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 6287/2120 |
| Name | TAYLOR MORRISON HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,794.00 (-1.11%) | $366,600 (+1.89%) Land $75,000 Building $291,600 | $366,600 (+1.89%) Land $75,000 Building $291,600 |
| 2024 | $5,859.00 (+2.43%) | ||
| 2023 | $5,720.00 (+606.17%) Homeowner's exemption | $359,800 (+699.56%) Land $60,000 Building $299,800 | $359,800 (+699.56%) Land $60,000 Building $299,800 |
| 2022 | $810.00 | $45,000 Land $45,000 | $45,000 Land $45,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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