42532 Saragoza Ct, Indio, CA 92203 Property Records

Riverside County property record for 42532 Saragoza Ct, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,502 sqft · built 2018
Lot Size	0.229 acres (10,018 sqft)
Owner	Individual Name on Record
Last Sale	$364,500 (Dec 2018)
Tax Bill	$7,590 (2025)
Deeds & Mortgages	Nov 2022 Mortgage May 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`692-630-021`

Property Details

APN / Parcel Number

Primary APN	`692-630-021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,502 sqft Living Area
Gross Area	2,957 sqft

Exterior

Year Built	Built 2018
Construction Type	Wood
Roof Material	Tile
Lot Area	10,018 sqft (0.229 acres)
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	692630021
Street Address	42532 SARAGOZA CT
City	INDIO
State	CA
Zip	92203-2881
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHPD
Legal Description	.23 ACRES M/L IN LOT 21 MB 407/086 TR 31975
Legal Tract	31975
Legal Lot Number	21
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2001
Census Tract	45306

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	42532 SARAGOZA CT, INDIO, CA 92203-2881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
May 20, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Jan 28, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Sep 17, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
May 6, 2022	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING LLC
Aug 22, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Dec 21, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Apr 3, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	2018-0496776
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42532 SARAGOZA CT, INDIO, CA 92203-2881
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42532 SARAGOZA CT, INDIO, CA 92203-2881

Mortgage

Document Number	0000463891
Date	Nov 8, 2022
Instrument	2022-0463891

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	10.4%
Index	1-Year T-Bill
Max Rate	13.4%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42532 SARAGOZA CT, INDIO, CA 92203-2881
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213962
Date	May 20, 2020
Instrument	2020-0213962

Lender

Name	JFQ LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42532 SARAGOZA CT, INDIO, CA 92203-2881
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42532 SARAGOZA CT, INDIO, CA 92203-2881

Mortgage

Document Number	0000055816
Date	Jan 28, 2021
Instrument	2021-0055816

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42532 SARAGOZA CT, INDIO, CA 92203-2881
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42532 SARAGOZA CT, INDIO, CA 92203-2881

Mortgage

Document Number	0000555693
Date	Sep 17, 2021
Instrument	2021-0555693

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42532 SARAGOZA CT, INDIO, CA 92203-2881
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42532 SARAGOZA CT, BERMUDA DUNES, CA 92203-2881

Mortgage

Document Number	0000213284
Date	May 6, 2022
Instrument	2022-0213284

Lender

Name	JFQ LENDING LLC
Type	Non-Lending Institution
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42532 SARAGOZA CT, INDIO, CA 92203-2881
Document Number	0000337079
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42532 SARAGOZA CT INDIO CA 922032881, INDIO, CA 92203-2881

Mortgage

Document Number	0000337079
Date	Aug 30, 2019
Instrument	337079

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 21, 2018
Property Address	42532 SARAGOZA CT, INDIO, CA 92203-2881
Document Number	0000496776
Map Reference	DOC2009-0637737
Instrument Date	Oct 22, 2018
Instrument	2018-0496776
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 22, 2022
Title Company	FNTG BUILDER SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42532 SARAGOZA CT, INDIO, CA 92203-2881

Mortgage

Document Number	0000496777
Date	Dec 21, 2018
Instrument	2018-0496777

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 3, 2018
Property Address	42532 SARAGOZA CT, INDIO, CA 92203-2881
Document Number	0000126080
Instrument Date	Mar 27, 2018
Instrument	126080
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,344.65
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2280 WARDLOW CIR #100 CORONA CA 928802879, 100, CORONA, CA 92880-2879
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,590.00 (+16.57%) Homeowner's exemption	$453,397 (+16.08%) Land $111,548 Building $341,849
2023	$6,511.00 (-0.64%) Homeowner's exemption	$390,593 Land $107,217 Building $283,376
2022	$6,553.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

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