Chisago County property record for 42530 Ginger Ave, Harris, MN 55032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,177 sqft · built 2001 |
| Lot Size | 5.08 acres (221,285 sqft) |
| Owner | Individual Name on File |
| Last Sale | $346,000 (Sep 2020) |
| Tax Bill | $5,136 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00275-55 |
| Primary APN | 14-00275-55 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,177 sqft Living Area |
| Gross Area | 3,460 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 221,285 sqft (5.08 acres) |
| Garage Area | 1,139 sqft |
| Deck Area | 417 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3993246 |
|---|---|
| Street Address | 42530 GINGER AVE |
| City | HARRIS |
| State | MN |
| Zip | 55032-3379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGOSRR |
| Legal Description | SUBDIVISIONNAME WHISPERING PINES LOT 006 BLOCK 001 SUBDIVISIONCD 14090 |
| Legal Range | 021 |
| Legal Township | 036 |
| Legal Section | 33 |
| Legal Subdivision | WHISPERING PINES |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | HARRIS |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 110202 |
42530 Ginger Ave is owned and occupied by an individual who bought it in September 2020.
Source: Chisago County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42530 GINGER AVE, HARRIS, MN 55032-3379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on File |
| Deed Sale | Sep 30, 2020 · Amount on File |
| Prior Sale | Mar 29, 2002 · Amount on File |
| Prior Transfer Date | Nov 22, 2017 |
| Prior Transfer Doc | 000A605610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | Dec 29, 2017 |
| Property Address | 42530 GINGER AVE, HARRIS, MN 55032-3379 |
| Document Number | 000A605609 |
| Instrument Date | Nov 22, 2017 |
| Instrument | A-605609 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42530 GINGER AVE, HARRIS, MN 55032-3379 |
| Document Number | 000A605610 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | A-605610 |
| Name | CAPITAL ONE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 157 Months |
| Due | Jan 1, 2031 |
The 2026 property tax bill for 42530 Ginger Ave was $5,136 with a homeowner's exemption, up 1.2% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Harris City |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,136.00 (+1.22%) | ||
| 2025 | $5,074.00 Homeowner's exemption | ||
| 2024 | $404,300 (-3.67%) | $413,600 (-1.45%) | |
| 2023 | $4,968.00 (-4.02%) Homeowner's exemption | $419,700 (+1.13%) Land $88,400 Building $331,300 | $419,700 (+1.13%) Land $88,400 Building $331,300 |
| 2022 | $5,176.00 (+6.99%) Homeowner's exemption | $415,000 (+27.38%) Land $84,000 Building $331,000 | $415,000 (+24.59%) Land $84,000 Building $331,000 |
| 2021 | $4,838.00 | $325,800 | $333,100 Land $61,600 Building $271,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42530 Ginger Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 42530 Ginger Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| ECE Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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