4253 E Arthur Rd, Hesperia, MI 49421 Property Records

Oceana County property record for 4253 E Arthur Rd, Hesperia, MI 49421

Property Summary

Property Type	Single Family Home
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Jul 2026 Mortgage Sep 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`018-012-100-03`

Property Details

APN / Parcel Number

Primary APN	`018-012-100-03`

Interior

Stories	1 Story

Exterior

Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	4253 E ARTHUR RD
City	HESPERIA
State	MI
Zip	49421-9053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4253 E ARTHUR RD - SEC 12 T13N R16W -10 A M/L- E 1/2 OF W 1/2 OF NE 1/4 OF NW 1/4 WD-2014/16437
Legal Range	16W
Legal Township	13N
Legal Section	12
Jurisdiction	OCEANA MI
Township / Civil Division	OTTO
Census Block Group	1
Census Block	1049
Census Tract	10600

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4253 E ARTHUR RD, HESPERIA, MI 49421-9053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Dec 20, 2018	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 27, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 18, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED LENDING TEAM LLC
Oct 30, 2025	Intrafamily Transfer, Transfer · VA Mortgage UNITED LENDING TEAM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025
Deed Sale	Oct 30, 2025
Prior Sale	Oct 15, 2014
Deed Document Number	20255642
Deed Book / Page	2025 / 21728
Prior Transfer Date	Oct 22, 2025
Prior Transfer Doc	2025/21728
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Recording Date	Jul 28, 2026
Property Address	4253 E ARTHUR RD, HESPERIA, MI 49421-9053
Document Number	0000004411
Book / Page	2026 / 16592
Instrument Date	Jul 21, 2026
Instrument	20264411
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4253 E ARTHUR RD, HESPERIA, MI 49421-9053

Mortgage

Document Number	0000004411,
Date	Jul 28, 2026
Book Page	2026/16592
Instrument	20264411

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4253 E ARTHUR RD, HESPERIA, MI 49421-9053
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/017522
Date	Sep 30, 2019
Book Page	2019/017522
Instrument	201900005314

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4253 E ARTHUR RD, HESPERIA, MI 49421-9053
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/024404
Date	Dec 20, 2018
Book Page	2018/024404
Instrument	201800007106

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4253 E ARTHUR RD, HESPERIA, MI 49421-9053
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4253 E ARTHUR RD, HESPERIA, MI 49421-9053

Mortgage

Document Number	2021/27560
Date	Oct 25, 2021
Book Page	2021/27560
Instrument	202100007290

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 1, 2049

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4253 E ARTHUR RD, HESPERIA, MI 49421-9053
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4253 E ARTHUR RD, HESPERIA, MI 49421-9053

Mortgage

Document Number	02024/4876
Date	Mar 27, 2024
Book Page	2024/4876
Instrument	202400001445

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2049

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4253 E ARTHUR RD, HESPERIA, MI 49421-9053
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4253 E ARTHUR RD, HESPERIA, MI 49421-9053

Mortgage

Document Number	2024/22527
Date	Dec 18, 2024
Book Page	2024/22527
Instrument	202400006048

Lender

Name	UNITED LENDING TEAM LLC
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Oct 30, 2025
Property Address	4253 E ARTHUR RD, HESPERIA, MI 49421-9053
Document Number	2025/21728
Book / Page	2025 / 21728
Instrument Date	Oct 22, 2025
Instrument	202500005642
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4253 E ARTHUR RD, HESPERIA, MI 49421-9053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4253 E ARTHUR RD, HESPERIA, MI 49421-9053

Mortgage

Document Number	202500005643
Date	Oct 30, 2025
Instrument	202500005643

Lender

Name	UNITED LENDING TEAM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Otto Township
Unified School District	Shelby Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,600 (+6.67%) Land $19,000 Building $217,600	$473,200 (+6.67%) Land $38,000 Building $435,200
2025	Homeowner's exemption	$221,800 (+25.88%) Land $17,500 Building $204,300	$443,600 (+25.88%) Land $35,000 Building $408,600
2023		$176,200 Land $67,000 Building $109,200	$352,400 (-) Land $134,000 Building $218,400
2022			$352,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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