4253 Bodega Bay Way, Oceanside, CA 92058 Property Records

San Diego County property record for 4253 Bodega Bay Way, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,104 sqft · built 1984
Lot Size	3.05 acres (133,018 sqft)
Owner	Individual Name on Record
Last Sale	$369,000 (Mar 2020)
Tax Bill	$4,476 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`157-550-28-10`

Property Details

APN / Parcel Number

Primary APN	`157-550-28-10`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	133,018 sqft
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4253 BODEGA BAY WAY
City	OCEANSIDE
State	CA
Zip	92058-6929
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 143 US142PER DOC84-076521&83-064046&UND INT IN LOTS 141&142& TR 009745
Legal Subdivision	WHELAN RANCH
Legal Tract	009745
Legal Block	2
Legal Lot Number	141-1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	18608

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4253 BODEGA BAY WAY, OCEANSIDE, CA 92058-6929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit CEFCU
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Mar 2, 2020	Grant Deed, Transfer · Conventional with PMI LADERA LNDG
Feb 14, 2018	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Prior Sale	Feb 14, 2018 · Amount on Record
Deed Document Number	2020108383
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4253 BODEGA BAY WAY, OCEANSIDE, CA 92058-6929
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4253 BODEGA BAY WAY, OCEANSIDE, CA 92058-6929

Mortgage

Document Number	0000368168
Date	Sep 19, 2022
Instrument	2022-0368168

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4253 BODEGA BAY WAY, OCEANSIDE, CA 92058-6929
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4253 BODEGA BAY WAY, OCEANSIDE, CA 92058-6929

Mortgage

Document Number	0000718298
Date	Oct 15, 2021
Instrument	2021-0718298

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4253 BODEGA BAY WAY, OCEANSIDE, CA 92058-6929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4253 BODEGA BAY WAY, OCEANSIDE, CA 92058-6929

Mortgage

Document Number	0000616391
Date	Oct 13, 2020
Instrument	2020-0616391

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 2, 2020
Property Address	4253 BODEGA BAY WAY, OCEANSIDE, CA 92058-6929
Document Number	0000108383
Instrument Date	Feb 21, 2020
Instrument	108383
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$406.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4253 BODEGA BAY WAY OCEANSIDE CA 920586929, OCEANSIDE, CA 92058-6929

Mortgage

Document Number	108384
Date	Mar 2, 2020
Instrument	108384

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 14, 2018
Property Address	4253 BODEGA BAY WAY, OCEANSIDE, CA 92058-6929
Document Number	0000059520
Instrument Date	Feb 2, 2018
Instrument	59520
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4253 BODEGA BAY WAY OCEANSIDE CA 920586929, OCEANSIDE, CA 92058-6929

Mortgage

Document Number	59521
Date	Feb 14, 2018
Instrument	59521

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$411,620 (+2%) Land $211,295 Building $200,325
2025	$4,476.00 (+5.24%) Homeowner's exemption	$403,550 (+4.04%) Land $207,152 Building $196,398
2023	$4,253.00 (+1.55%) Homeowner's exemption	$387,882 Land $199,109 Building $188,773
2022	$4,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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