4252 N Raucholz Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 4252 N Raucholz Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,404 sqft · built 1969
Lot Size	3.1 acres (135,036 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Aug 2018)
Tax Bill	$4,138 (2025)
Deeds & Mortgages	Jan 2020 Refinance Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-02-3005-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-02-3005-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,404 sqft Living Area
1st Floor Area	1,192 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,036 sqft (3.1 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	398 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	4252 N RAUCHOLZ RD
City	HEMLOCK
State	MI
Zip	48626-9690
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	S 270 FT OF W 501 FT OF NW 1/4 OF SW 1/4 3.10 ACRES SEC 2 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	02
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1003
Census Tract	12100

Owner

4252 N Raucholz Rd is owned and occupied by an individual who acquired it in February 2022.

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4252 N RAUCHOLZ RD, HEMLOCK, MI 48626-9690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Mar 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 15, 2018	Warranty Deed, Transfer · Stand-Alone Refinance UNION HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Prior Sale	Oct 24, 2008 · Amount on File
Deed Document Number	201821657
Last Transfer Date	Feb 17, 2022
Transfer Doc	0000007170
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4252 N RAUCHOLZ RD, HEMLOCK, MI 48626-9690
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000574
Date	Jan 8, 2020
Instrument	2020000574

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Mar 23, 2022
Property Address	4252 N RAUCHOLZ RD, HEMLOCK, MI 48626-9690
Document Number	0000007170
Instrument Date	Feb 17, 2022
Instrument	2022007170
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6196 NORMANDY DR APT 4, 6196, SAGINAW, MI 48638-7342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4252 N RAUCHOLZ RD, HEMLOCK, MI 48626-9690

Mortgage

Document Number	0000007171
Date	Mar 23, 2022
Instrument	2022007171

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 15, 2018
Property Address	4252 N RAUCHOLZ RD, HEMLOCK, MI 48626-9690
Document Number	0000021657
Instrument Date	Jul 20, 2018
Instrument	2018021657
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6215 NORMANDY DR APT 18, 18, SAGINAW, MI 48638-7379

Mortgage

Document Number	0000021658
Date	Aug 15, 2018
Instrument	2018021658

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 4252 N Raucholz Rd was $4,138 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,400 (+10.82%)	$290,800 (+10.82%)
2025	$4,138.00 Homeowner's exemption	$131,200	$262,400
2023		$108,100	$216,200
2022	$3,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4252 N Raucholz Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4252 N Raucholz Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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