4252 Arcata Bay Way, Oceanside, CA 92058 Property Records

San Diego County property record for 4252 Arcata Bay Way, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,104 sqft · built 1982
Lot Size	2.56 acres (111,771 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Jul 2021)
Tax Bill	$5,007 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`157-550-27-31`

Property Details

APN / Parcel Number

Primary APN	`157-550-27-31`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Lot Area	111,771 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4252 ARCATA BAY WAY
City	OCEANSIDE
State	CA
Zip	92058-6911
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 140 US287PER DOC81-201413&UND INT IN LOTS 138&139& TR 009745
Legal Subdivision	WHELAN RANCH
Legal Tract	009745
Legal Block	2
Legal Lot Number	138-1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	18608

Owner

4252 Arcata Bay Way, a condominium, is owned and occupied by an individual who bought it in July 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 6245, OCEANSIDE, CA 92052-6245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Grant Deed, Transfer · Conventional Mortgage RESBAN
Apr 1, 2020	Deed of Trust, Mortgage · VA Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Jun 27, 2018	Grant Deed, Transfer · VA Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Mar 21, 2017	Loan Modification, Mortgage CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Jun 27, 2018 · Amount on File
Deed Document Number	2021542838
Prior Transfer Date	May 1, 1997
Prior Transfer Doc	0000371315
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2021
Property Address	4252 ARCATA BAY WAY, OCEANSIDE, CA 92058-6911
Document Number	0000542838
Map Reference	MAP 9745
Instrument Date	Jul 12, 2021
Instrument	2021-0542838
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4252 ARCATA BAY WAY, OCEANSIDE, CA 92058-6911

Mortgage

Document Number	0000542839
Date	Jul 30, 2021
Instrument	2021-0542839

Lender

Name	RESBAN
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4252 ARCATA BAY WAY, OCEANSIDE, CA 92058-6911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164928
Date	Apr 1, 2020
Instrument	2020-0164928

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 27, 2018
Property Address	4252 ARCATA BAY WAY, OCEANSIDE, CA 92058-6911
Document Number	0000262466
Map Reference	MAP 9745
Instrument Date	Jun 8, 2018
Instrument	2018-0262466
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4252 ARCATA BAY WAY, OCEANSIDE, CA 92058-6911

Mortgage

Document Number	0000262467
Date	Jun 27, 2018
Instrument	2018-0262467

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	4252 ARCATA BAY WAY, OCEANSIDE, CA 92058-6911
Document Number	0000180399
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Apr 27, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 9091 RANCHO SANTA FE CA 920674091, RANCHO SANTA FE, CA 92067-4091

Tax Assessment & Valuation

The 2025 property tax bill for 4252 Arcata Bay Way was $5,007 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,031 (+2%) Land $276,022 Building $184,009
2025	$5,007.00 Homeowner's exemption	$451,011 Land $270,610 Building $180,401
2023	$4,758.00 (+1.58%) Homeowner's exemption	$433,499 Land $260,102 Building $173,397
2022	$4,684.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4252 Arcata Bay Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4252 Arcata Bay Way is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

Nearby Properties on Arcata Bay Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures