McIntosh County property record for 425189 E 1086 Rd, Checotah, OK 74426 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,152 sqft Living Area |
| Lot Size | 435,600 sqft (10 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $30,000 (2020) |
| Tax Bill | $242.00 (2025) |
| Primary APN | 460036955 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,152 sqft Living Area |
| 1st Floor | 1,152 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Mobile Home Style |
| Exterior Material | Metal Exterior |
| Construction Type | Manufactured Construction |
| Roof Construction | Flat Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 435,600 sqft (10 acres) |
| Total Buildings | 2 Total Buildings |
|---|---|
| Shed | 1 Shed |
| Shed Area | 140 sqft Shed |
| Deck Area | 112 sqft Deck |
| Guest House | Guest House |
| Porch Area | 112 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 460036955 |
|---|---|
| Street Address | 425189 E 1086 RD |
| City | CHECOTAH |
| State | OK |
| Zip | 74426-5096 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | PART OF GOV. LOT 3 BEG NW/C SW S893438E 712.31' POB S893438E 712.31' S002051E 611.53' N893446W 714.70' N000724W 611.53' POB & |
| Legal Range | 18E |
| Legal Township | 11N |
| Legal Section | 18 |
| Legal Lot Number | 3 |
| Jurisdiction | MCINTOSH OK |
| Minor Civil Division | CHECOTAH |
| Census Blockgroup | 1 |
| Census Block | 1048 |
| Census Tract | 779602 |
Source: McIntosh County records · APN 460036955
Assessment roll updated January 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425189 E 1086 RD, CHECOTAH, OK 74426-5096 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Jan 08, 2024 | Warranty Deed, Transfer · Line of Credit ARVEST BANK |
| Dec 10, 2019 | Deed of Trust, Mortgage · Line of Credit ARMSTRONG BANK |
| Oct 23, 2020 | Warranty Deed, Transfer · Commercial Mortgage PEOPLES NATIONAL BANK |
| Oct 23, 2020 | Warranty Deed, Transfer · Commercial Mortgage PEOPLES NATIONAL BANK |
| Jun 29, 2018 | Warranty Deed, Transfer NOT AVAILABLE, EUFAULA ABSTRACT CLOSING OFF |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on Record |
| Deed Sale | Oct 23, 2020 · Amount on Record |
| Prior Sale | Jun 29, 2018 · Amount on Record |
| Deed Doc Number | 20204452 |
| Deed Book / Page | 1096 / 555 |
| Last Transfer Date | Nov 02, 2020 |
| Transfer Doc | 001190/712 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Property Address | 425189 E 1086 RD, CHECOTAH, OK 74426-5096 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 172, CHECOTAH, OK 74426-0172 |
| Document Number | 001241/444 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 1241/444 |
| Instrument | I-2025-004006 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | MUSKOGEE, OK 74401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Sep 12, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Jan 08, 2024 |
| Property Address | 425189 E 1086 RD, CHECOTAH, OK 74426-5096 |
| Document Number | 001188/362 |
| Book / Page | 1188 / 362 |
| Instrument Date | Jan 04, 2024 |
| Instrument | I-2024-000069 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1113 ELIZABETH DR, CHECOTAH, OK 74426-4455 |
| Document Number | I2024000070 |
|---|---|
| Date | Jan 08, 2024 |
| Instrument | I-2024-000070 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 05, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Property Address | 425189 E 1086 RD, CHECOTAH, OK 74426-5096 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1076/426 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 1076/426 |
| Instrument | 2019-006484 |
| Name | ARMSTRONG BANK |
|---|---|
| Type | Bank |
| Address | MUSKOGEE, OK 74401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 09, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Oct 23, 2020 |
| Property Address | 425189 E 1086 RD, CHECOTAH, OK 74426-5096 |
| Document Number | 001096/555 |
| Book / Page | 1096 / 555 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2020-004452 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 425261 E 1100 RD, CHECOTAH, OK 74426-4502 |
| Document Number | 2020004453 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020-004453 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 16, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Oct 23, 2020 |
| Property Address | 425189 E 1086 RD, CHECOTAH, OK 74426-5096 |
| Document Number | 1096/555 |
| Book / Page | 1096 / 555 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2020-004452 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 425261 E 1100 RD, CHECOTAH, OK 74426-4502 |
| Document Number | 2020004453 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020-004453 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 16, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Jun 29, 2018 |
| Property Address | 425189 E 1086 RD, CHECOTAH, OK 74426-5096 |
| Document Number | 001034/187 |
| Book / Page | 1034 / 187 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 2018-003856 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Title Company | NOT AVAILABLE, EUFAULA ABSTRACT CLOSING OFF |
| Amount | Amount Recorded |
|---|---|
| Tax | $77.25 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 425189 E 1086 RD, CHECOTAH, OK 74426-5096 |
Source: McIntosh County records · Assessment roll updated January 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McIntosh County |
| Unified School District | Checotah Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $242.00 (-0.41%) | $2,744 (-) Land $314 Building $2,430 | $35,052 (+1.71%) Land $2,851 Building $32,201 |
| 2024 | $243.00 (+10.45%) | $2,744 (+6.07%) Land $314 Building $2,430 | $34,462 (+11.37%) Land $2,851 Building $31,611 |
| 2023 | $220.00 | $2,587 Land $314 Building $2,273 | $30,943 Land $2,851 Building $28,092 |
Source: FEMA National Flood Hazard Layer, McIntosh County (40091C), updated May 15, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High 93rd percentile nationally · 94th in Oklahoma |
|---|---|
| Wildfire Likelihood | About 1 in 53 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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