42515 N Boundary Rd, Elk, WA 99009 Property Records

Spokane County property record for 42515 N Boundary Rd, Elk, WA 99009

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 3 ba · 3,840 sqft · built 1916
Lot Size	11.7 acres (513,137 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,309 (2026)
Deeds & Mortgages	May 2019 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49042.9050`

Property Details

APN / Parcel Number

Primary APN	`49042.9050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,840 sqft Gross Area
1st Floor Area	2,668 sqft
Basement Area	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	513,137 sqft
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	198 sqft
Patio Area	60 sqft
Canopy	258 sqft
Storage Building	1,716 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gravity Furnace

Location & Zoning

Street Address	42515 N BOUNDARY RD
City	ELK
State	WA
Zip	99009-9716
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	RT
Legal Description	04-29-44 E832FT OF GOV LT 3 & OF THE SE1/4 OF THE NW1/4 LYG WLY OF CO RD EXC THE N1550.89FT & EXC S400FT
Legal Range	44
Legal Township	29
Legal Section	04
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3012
Census Tract	10201

Owner

42515 N Boundary Rd, an agricultural property, is owned by two individuals who acquired it in September 2013.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 3228, PALMER, AK 99645-3228
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Jan 8, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 19, 2017	Deed of Trust, Mortgage VINTAGE LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 19, 2013
Transfer Doc	0006252482
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	42515 N BOUNDARY RD, ELK, WA 99009-9716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006808847
Date	May 29, 2019
Instrument	6808847

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 8, 2018
Property Address	42515 N BOUNDARY RD, ELK, WA 99009-9716
Document Number	0006673214
Instrument Date	Dec 28, 2017
Instrument	6673214
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,324.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 3228 PALMER AK 996453228, PALMER, AK 99645-3228

Mortgage

Document Number	6673215
Date	Jan 8, 2018
Instrument	6673215

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	42515 N BOUNDARY RD, ELK, WA 99009-9716
Document Number	0006614675
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	42515 N BOUNDARY RD ELK WA 99009, ELK, WA 99009

Mortgage

Document Number	0006614675
Date	Jun 23, 2017
Instrument	6614675

Lender

Name	VINTAGE LOANS
Type	Funding / Finance Company
Address	SEATTLE, WA 98105

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 42515 N Boundary Rd was $3,309, down 14% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,309.00 (-14.03%)	$497,980 Land $130,180 Building $367,800	$497,980 Land $130,180 Building $367,800
2025	$3,849.00
2024		$512,440 (+17.79%) Land $99,940 Building $412,500	$512,440 (+17.79%) Land $99,940 Building $412,500
2023	$3,618.00 (-3.24%)	$435,060 Land $72,960 Building $362,100	$435,060 Land $72,960 Building $362,100
2022	$3,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42515 N Boundary Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42515 N Boundary Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 66% of Washington
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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