4251 Silver Crest Ave, Sacramento, CA 95821 Property Records

Sacramento County property record for 4251 Silver Crest Ave, Sacramento, CA 95821

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,625 sqft · built 1958
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$645,000 (May 2023)
Tax Bill	$8,036 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Dec 2022 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`255-0273-015-0000`

Property Details

APN / Parcel Number

Primary APN	`255-0273-015-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,625 sqft Living Area
Gross Area	2,100 sqft
1st Floor Area	1,625 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4251 SILVER CREST AVE
City	SACRAMENTO
State	CA
Zip	95821-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	LOT 51 MIRAMAR ESTATES UNIT NO 2 & 1/2 OF PEDESTRIAN LN RES 62-861
Legal Subdivision	MIRAMAR ESTATES
Legal Lot Number	51
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3005
Census Tract	6004

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4251 SILVER CREST AVE, SACRAMENTO, CA 95821-4018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Dec 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage MELISSA MURPHY
Dec 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage JARED PIMENTEL
Dec 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage JOLYNN LEE MCDONALD
Dec 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage RYAN S DAVIS
Dec 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage ELISE J TAYLOR
Dec 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage ELISE J TAYLOR
May 3, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 1, 2022	Grant Deed, Construction Loan · Construction Mortgage ANCHOR LOANS INC
Jun 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 17, 2019	Reverse Mortgage, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Dec 1, 2022 · Amount on Record
Deed Document Number	2023
Deed Book / Page	20230503 / 580
Prior Transfer Date	Nov 25, 2022
Prior Transfer Doc	2022000507
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4251 SILVER CREST AVE, SACRAMENTO, CA 95821-4018
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4251 SILVER CREST AVE, SACRAMENTO, CA 95821-4018

Mortgage

Document Number	0000000410
Date	Apr 25, 2022
Instrument	2022042500410

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	840 Months
Due	Apr 14, 2092

Interest

Rate Type	Adjustable Rate
Rate	3.67%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.67%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4251 SILVER CREST AVE, SACRAMENTO, CA 95821-4018
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 150, 150, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000515
Date	Dec 1, 2022
Instrument	2022120100515

Lender

Name	MELISSA MURPHY
Type	Private Party
Address	4624 FOLSOM BLVD, SACRAMENTO, CA 95819

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4251 SILVER CREST AVE, SACRAMENTO, CA 95821-4018
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 150, 150, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000514
Date	Dec 1, 2022
Instrument	2022120100514

Lender

Name	JARED PIMENTEL
Type	Private Party
Address	4020 REDONDO DR, EL DORADO HILLS, CA 95762

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4251 SILVER CREST AVE, SACRAMENTO, CA 95821-4018
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 150, 150, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000513
Date	Dec 1, 2022
Instrument	2022120100513

Lender

Name	JOLYNN LEE MCDONALD
Type	Private Party
Address	612 N TUXEDO AVE, STOCKTON, CA 95204

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4251 SILVER CREST AVE, SACRAMENTO, CA 95821-4018
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 150, 150, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000512
Date	Dec 1, 2022
Instrument	2022120100512

Lender

Name	RYAN S DAVIS
Type	Private Party
Address	4040 MEADOW WOOD DR, EL DORADO HILLS, CA 95762

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4251 SILVER CREST AVE, SACRAMENTO, CA 95821-4018
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 150, 150, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000511
Date	Dec 1, 2022
Instrument	2022120100511

Lender

Name	ELISE J TAYLOR
Type	Private Party
Address	8594 JAYTEE WAY, FAIR OAKS, CA 95628

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4251 SILVER CREST AVE, SACRAMENTO, CA 95821-4018
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 150, 150, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000511
Date	Dec 1, 2022
Instrument	2022120100511

Lender

Name	ELISE J TAYLOR
Type	Private Party
Address	8594 JAYTEE WAY, FAIR OAKS, CA 95628

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 3, 2023
Property Address	4251 SILVER CREST AVE, SACRAMENTO, CA 95821-4018
Document Number	0000000580
Map Reference	MB 44 MAP 13
Instrument Date	Apr 17, 2023
Instrument	202305030580
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	NOT AVAILABLE, PROVIDENT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4251 SILVER CREST AVE, SACRAMENTO, CA 95821-4018

Mortgage

Document Number	0000000581
Date	May 3, 2023
Instrument	202305030581

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 1, 2022
Property Address	4251 SILVER CREST AVE, SACRAMENTO, CA 95821-4018
Document Number	0000000508
Map Reference	MB 14 MAP 13
Instrument Date	Nov 23, 2022
Instrument	2022120100508
Transaction Type	Construction Loan
Record Updated	Dec 12, 2022
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST STE 150, 150, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000509
Date	Dec 1, 2022
Instrument	2022120100509

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000000510
Date	Dec 1, 2022
Instrument	2022120100510

Lender

Name	KM INVESTMENTS 401K TRUST TRADITIONAL
Type	Non-Lending Institution
Address	FOLSOM, CA 95630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 10, 2020
Property Address	4251 SILVER CREST AVE, SACRAMENTO, CA 95821-4018
Document Number	2006101358
Instrument Date	May 29, 2020
Instrument	2006101358
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4251 SILVER CREST AVE SACRAMENTO CA 958214018, SACRAMENTO, CA 95821-4018

January 2019: Reverse Mortgage, Mortgage

Document Type	Reverse Mortgage
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 17, 2019
Property Address	4251 SILVER CREST AVE, SACRAMENTO, CA 95821-4018
Document Number	1901170749
Instrument Date	Nov 28, 2018
Instrument	1901170749
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4251 SILVER CREST AVE SACRAMENTO CA 958214018, SACRAMENTO, CA 95821-4018

Mortgage

Document Number	1901170751
Date	Jan 17, 2019
Instrument	1901170751

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.6%

Mortgage

Document Number	1901170750,
Date	Jan 17, 2019
Instrument	1901170750

Lender

Name	MORTGAGE ELECTRONIC REGISTRATI
Address	FLINT, MI 48501-2026

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.6%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$684,478 (+2%) Land $175,099 Building $509,379
2025	$8,036.00 (+0.95%)	$671,058 (+75.67%) Land $171,666 Building $499,392
2024	$7,960.00 (+72.22%)
2023	$4,622.00 (+272.74%)	$382,000 Land $165,000 Building $217,000
2022	$1,240.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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