Porter County property record for 4251 Reflection Pl, Valparaiso, IN 46385
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,669 sqft · built 2024 |
| Lot Size | 0.129 acres (5,619 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $321,092 (Nov 2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-09-09-402-020.000-004 |
| Primary APN | 64-09-09-402-020.000-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,669 sqft Living Area |
| Gross Area | 2,149 sqft |
| 1st Floor Area | 1,669 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,619 sqft (0.129 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4251 REFLECTION PL |
|---|---|
| City | VALPARAISO |
| State | IN |
| Zip | 46385-1054 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | WESTWIND PH 1 LOT 33A .129A |
| Legal Subdivision | WESTWIND PH 1 |
| Legal Lot Number | 33A |
| Jurisdiction | PORTER IN |
| Township / Civil Division | CENTER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 50603 |
Source: Porter County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4251 REFLECTION PL, VALPARAISO, IN 46385-1054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Line of Credit CENTIER BANK |
| Jul 24, 2025 | Deed of Trust, Mortgage · Line of Credit REGIONAL FCU |
| Nov 25, 2024 | Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2024 · Amount on Record |
| Deed Sale | Nov 25, 2024 · Amount on Record |
| Deed Document Number | 202420532 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Apr 7, 2026 |
| Property Address | 4251 REFLECTION PL, VALPARAISO, IN 46385-1054 |
| Document Number | 0000006023 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20266023 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4251 REFLECTION PL, VALPARAISO, IN 46385-1054 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006023, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 20266023 |
| Name | CENTIER BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 31, 2046 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Property Address | 4251 REFLECTION PL, VALPARAISO, IN 46385-1054 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000012669 |
|---|---|
| Date | Jul 24, 2025 |
| Instrument | 2025-012669 |
| Name | REGIONAL FCU |
|---|---|
| Type | Credit Union |
| Address | HAMMOND, IN 46323 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | Apr 22, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Nov 25, 2024 |
| Property Address | 4251 REFLECTION PL, VALPARAISO, IN 46385-1054 |
| Document Number | 0000020532 |
| Map Reference | DOC 2023-017300 |
| Instrument Date | Nov 21, 2024 |
| Instrument | 2024-020532 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 4251 REFLECTION PL # PI, PI, VALPARAISO, IN 46385-1054 |
Source: Porter County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Porter County |
| County Subdivision | Center Township |
| Municipality | Valparaiso City |
| Unified School District | Valparaiso Community Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $315,200 Land $57,700 Building $257,500 | $315,200 Land $57,700 Building $257,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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