4251 Morristown Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4251 Morristown Rd, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,787 sqft · built 1983
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$158,000 (Sep 2018)
Tax Bill	$1,142 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-5N-30-0000-00906-0000`

Property Details

APN / Parcel Number

Primary APN	`26-5N-30-0000-00906-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,787 sqft Heated Area
Gross Area	2,884 sqft
1st Floor Area	2,307 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	46,609 sqft (1.07 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
RV Parking	RV Parking

Exterior Amenities

Porch	Open Porch
Porch Area	377 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	265N300000009060000
Street Address	4251 MORRISTOWN RD
City	JAY
State	FL
Zip	32565-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COM SW COR OF NE4 OF SW4 TH N 611.70 FT TO POB TH N 9000'00E 253.28 FT TH N 157. 90 FT TH N 9000'00 E 95 FT TH N 15*57'43W
Legal Range	30W
Legal Township	05N
Legal Section	26
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	3
Census Block	3010
Census Tract	10200

Owner

4251 Morristown Rd is owned and occupied by two individuals who bought it in September 2018.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4251 MORRISTOWN RD, JAY, FL 32565-1907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 4, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on File
Deed Sale	Sep 4, 2018 · Amount on File
Prior Sale	Oct 19, 1998 · Amount on File
Deed Document Number	201837806
Deed Book / Page	3762 / 1419
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4251 MORRISTOWN RD, JAY, FL 32565-1907
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040901412
Date	Mar 22, 2021
Book Page	4090/1412
Instrument	202118529

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 4, 2018
Property Address	4251 MORRISTOWN RD, JAY, FL 32565-1907
Document Number	0037621419
Book / Page	003762 / 001419
Instrument Date	Aug 31, 2018
Instrument	37806
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	PARTNERSHIP TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4251 MORRISTOWN RD JAY FL 325651907, JAY, FL 32565-1907

Mortgage

Document Number	37621422
Date	Sep 4, 2018
Book Page	003762/001422
Instrument	37807

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MT 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,142.00 (+2.61%) Homeowner's exemption Disabled Person's exemption	$133,881 (+3%)	$177,056 (+2.24%) Land $6,420 Building $170,636
2023	$1,113.00 (+3.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$129,982 (+3%)	$173,182 (+1.69%) Land $6,420 Building $166,762
2022	$1,080.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$126,196	$170,298 Land $5,885 Building $164,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4251 Morristown Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4251 Morristown Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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