Charles County property record for 4251 Mockingbird Cir, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,473 sqft · built 1986 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Apr 2012) |
| Tax Bill | $9,582 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-152228 |
| Primary APN | 06-152228 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,473 sqft Living Area |
| Gross Area | 1,853 sqft |
| 1st Floor Area | 1,473 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 152228 |
|---|---|
| Street Address | 4251 MOCKINGBIRD CIR |
| City | WALDORF |
| State | MD |
| Zip | 20603-4633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 52 PARCEL L WESTLAKE VLG - LANCASTER ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 2 |
| Legal Lot Number | 52 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 850711 |
4251 Mockingbird Cir is owned and occupied by an individual who bought it in April 2012.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4251 MOCKINGBIRD CIR, WALDORF, MD 20603-4633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Undivided Interest |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Oct 3, 2018 | Loan Modification, Mortgage · Conventional with PMI US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2012 · Amount on File |
| Deed Sale | Apr 11, 2012 · Amount on File |
| Prior Sale | Aug 31, 1995 · Amount on File |
| Deed Book / Page | 7764 / 457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 28, 2026 |
| Property Address | 4251 MOCKINGBIRD CIR, WALDORF, MD 20603-4633 |
| Document Number | 1419000327 |
| Book / Page | 14193 / 327 |
| Instrument Date | Aug 6, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4251 MOCKINGBIRD CIR, WALDORF, MD 20603-4633 |
| Document Number | 1419000327, |
|---|---|
| Date | Aug 28, 2026 |
| Book Page | 14193/327 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jul 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4251 MOCKINGBIRD CIR, WALDORF, MD 20603-4633 |
| Document Number | 0104400143 |
| Instrument Date | Oct 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 4251 MOCKINGBIRD CIR WALDORF MD 206034633, WALDORF, MD 20603-4633 |
| Document Number | 0104400143 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 010440/000143 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2048 |
| Rate | 4.87% |
|---|
The 2025 property tax bill for 4251 Mockingbird Cir was $9,582.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,500 | $337,100 Land $125,000 Building $212,100 | |
| 2025 | $9,582.00 | ||
| 2023 | $3,892.00 | $271,267 | $296,300 Land $125,000 Building $171,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4251 Mockingbird Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4251 Mockingbird Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
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