4251 Miramonte Way, Union City, CA 94587 Property Records

Alameda County property record for 4251 Miramonte Way, Union City, CA 94587

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,155 sqft · built 1972
Lot Size	0.035 acres (1,539 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Sep 2017)
Tax Bill	$8,663 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`483-98-205`

Property Details

APN / Parcel Number

Primary APN	`483-98-205`
Alternative APN	`483-0098-205-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,155 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,539 sqft (0.035 acres)
Lot Dimensions	80 ft deep x 19 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4251 MIRAMONTE WAY
City	UNION CITY
State	CA
Zip	94587-3814
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT: 00119 BLK: TR: 3268
Legal Subdivision	TRACT #3268
Legal Tract	3268
Legal Lot Number	119
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2006
Census Tract	440304

Owner

4251 Miramonte Way, a townhouse, is owned and occupied by two individuals who bought it in September 2017.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4251 MIRAMONTE WAY, UNION CITY, CA 94587-3814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jul 12, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 8, 2017	Grant Deed, Transfer · Conventional with PMI TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2017 · Amount on File
Deed Sale	Sep 8, 2017 · Amount on File
Deed Document Number	2017197418
Prior Transfer Date	Dec 3, 2008
Prior Transfer Doc	0000346381
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4251 MIRAMONTE WAY, UNION CITY, CA 94587-3814
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4251 MIRAMONTE WAY, UNION CITY, CA 94587-3814

Mortgage

Document Number	0000144868
Date	Dec 12, 2023
Instrument	2023144868

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 6, 2038

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4251 MIRAMONTE WAY, UNION CITY, CA 94587-3814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132916
Date	Jul 12, 2019
Instrument	2019132916

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 8, 2017
Property Address	4251 MIRAMONTE WAY, UNION CITY, CA 94587-3814
Document Number	0000197418
Instrument Date	Sep 6, 2017
Instrument	197418
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4251 MIRAMONTE WAY UNION CITY CA 945873814, UNION CITY, CA 94587-3814

Mortgage

Document Number	197419
Date	Sep 8, 2017
Instrument	197419

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4251 Miramonte Way was $8,663.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$632,504 (+2%) Land $189,751 Building $442,753
2025	$8,663.00	$620,105 Land $186,031 Building $434,074
2023	$8,575.00	$596,027 Land $178,808 Building $417,219	$635,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4251 Miramonte Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4251 Miramonte Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,049 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet, Unwired.

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