4251 Holt Rd, Sylvania, OH 43560 Property Records

Lucas County property record for 4251 Holt Rd, Sylvania, OH 43560 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,738 sqft · built 2017
Lot Size	1.4 acres (61,289 sqft)
Owner	2 Individual Names on File
Last Sale	$106,000 (Jun 2014)
Tax Bill	$13,549 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`78-03355`

Property Details

APN / Parcel Number

Primary APN	`78-03355`
Alternative APN	`30031092`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,738 sqft Living Area
1st Floor Area	1,626 sqft
2nd Floor Area	1,112 sqft

Exterior

Year Built	Built 2017
Exterior Material	Brick
Lot Area	61,289 sqft (1.4 acres)
Lot Width	190 ft Width
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4251 HOLT RD
City	SYLVANIA
State	OH
Zip	43560-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 9 13 SE 1/4 NW 190 FT FRT SE 2613.89 FT FRT BY N 210.04FT E LINE LYING N OF
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	1
Census Block	1015
Census Tract	9204

Owner

Source: Lucas County records · APN 78-03355

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4251 HOLT RD, SYLVANIA, OH 43560-9507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 19, 2017	Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK
Aug 31, 2018	Loan Modification, Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2014 · Amount on Record
Deed Sale	Jun 20, 2014 · Amount on Record
Deed Document Number	14103242
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4251 HOLT RD, SYLVANIA, OH 43560-9507
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4251 HOLT RD, SYLVANIA, OH 43560-9507

Mortgage

Document Number	0000044586
Date	Aug 20, 2021
Instrument	202108200044586

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 15, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4251 HOLT RD, SYLVANIA, OH 43560-9507
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005504
Date	Feb 01, 2021
Instrument	202102010005504

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4251 HOLT RD, SYLVANIA, OH 43560-9507
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002449
Date	Jan 19, 2017
Instrument	201701190002449

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	47323

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.72%
Type Change Date	Feb 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.72%
Index	1-Year LIBOR
Max Rate	8.72%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4251 HOLT RD, SYLVANIA, OH 43560-9507
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LOUISVILLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014627
Date	Apr 15, 2020
Instrument	202004150014627

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4251 HOLT RD, SYLVANIA, OH 43560-9507
Document Number	0000051412
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	LUCAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4251 HOLT RD COVINGTON KY 41012, COVINGTON, KY 41012

Mortgage

Document Number	0000051412
Date	Nov 14, 2018
Instrument	51412

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUCAS OH
Property Address	4251 HOLT RD, SYLVANIA, OH 43560-9507
Document Number	0000048658
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 09, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4151 HOLT RD SYLVANIA OH 43560, SYLVANIA, OH 43560

Mortgage

Document Number	0000048658
Date	Oct 26, 2018
Instrument	48658

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lucas County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,549.00 (+3.82%)	$201,355 (-) Land $19,075 Building $182,280
2024	$13,051.00 (+15.97%)	$201,355 (+36.78%) Land $19,075 Building $182,280	$575,300 (+36.78%) Land $54,500 Building $520,800
2023	$11,254.00 (-0.09%)	$147,210 (-) Land $13,405 Building $133,805
2022	$11,264.00	$147,210 Land $13,405 Building $133,805
2021			$420,600 Land $38,300 Building $382,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lucas County (39095C), updated July 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390950092041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Nearby Flood Policies	16 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 28% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BCI Mississippi Broadband	Fiber	10,000 / 10,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Defiance Holdings, BCI Mississippi Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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