Allen County property record for 4250 Spencerville Rd, Lima, OH 45805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,255 sqft · built 1990 |
| Lot Size | 4.81 acres (209,524 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Sep 2025) |
| Tax Bill | $6,077 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-0402-02-003.000 |
| Primary APN | 46-0402-02-003.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,255 sqft Living Area |
| Gross Area | 6,481 sqft |
| 1st Floor Area | 2,805 sqft |
| Upper Floors Area | 690 sqft |
| Basement Area | 2,026 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 1,026 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 209,524 sqft (4.81 acres) |
| Garage Type | Attached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Patio Area | 960 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 4250 SPENCERVILLE RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45805-3955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 RTS 6-04-04 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12000 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4250 SPENCERVILLE RD, LIMA, OH 45805-3955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jan 19, 2024 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CU |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU |
| Sep 28, 2018 | Grant Deed, Transfer · Conventional with PMI MINSTER BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2025 · Amount on Record |
| Deed Sale | Sep 4, 2025 · Amount on Record |
| Prior Sale | Sep 28, 2018 · Amount on Record |
| Deed Document Number | 20259070 |
| Prior Transfer Date | Oct 22, 2009 |
| Prior Transfer Doc | 11200017116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 4250 SPENCERVILLE RD, LIMA, OH 45805-3955 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 1190000551 |
|---|---|
| Date | Jan 19, 2024 |
| Book Page | 2024/551 |
| Instrument | 202401190000551 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | 4230 ELIDA RD, LIMA, OH 45807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 143 Months |
| Due | Dec 28, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 4250 SPENCERVILLE RD, LIMA, OH 45805-3955 |
| Document Number | 0000006526 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4250 SPENCERVILLE RD LIMA OH 458053955, LIMA, OH 45805-3955 |
| Document Number | 0000006526 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 6526 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Sep 28, 2018 |
| Property Address | 4250 SPENCERVILLE RD, LIMA, OH 45805-3955 |
| Document Number | 0000011138 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 11138 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $864.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4250 SPENCERVILLE RD LIMA OH 458053955, LIMA, OH 45805-3955 |
| Document Number | 11139 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 11139 |
| Name | MINSTER BK |
|---|---|
| Type | Bank |
| Address | MINSTER, OH 45865-0090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2048 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Shawnee Township |
| Unified School District | Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,077.00 (+2.25%) | $121,520 (-) Land $22,260 Building $99,260 | $347,200 (-) Land $63,600 Building $283,600 |
| 2024 | $5,943.00 (+5.58%) Homeowner's exemption | $121,520 (+20.01%) Land $22,260 Building $99,260 | $347,200 (+20.01%) Land $63,600 Building $283,600 |
| 2023 | $5,629.00 (+2.68%) Homeowner's exemption | $101,260 (+3.06%) Land $18,550 Building $82,710 | |
| 2022 | $5,482.00 Homeowner's exemption | $98,250 Land $18,550 Building $79,700 | |
| 2021 | $289,300 Land $53,000 Building $236,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2008–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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