4250 Orchid Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4250 Orchid Dr, Hernando Beach, FL 34607

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,604 sqft · built 1982
Lot Size	0.155 acres (6,746 sqft)
Owner	Company Name on Record
Last Sale	$280,000 (Oct 2015)
Tax Bill	$3,170 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`R13-223-16-2340-1040-0240`

Property Details

APN / Parcel Number

Primary APN	`R13-223-16-2340-1040-0240`
Alternative APNs	`00166796` `166796`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,604 sqft Living Area
Gross Area	2,872 sqft
1st Floor Area	1,568 sqft
Upper Floors Area	1,036 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,746 sqft (0.155 acres)

Exterior Amenities

Porch	Screened Porch
Porch Area	268 sqft
Deck Area	64 sqft
Patio Area	135 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00166796
Street Address	4250 ORCHID DR
City	HERNANDO BEACH
State	FL
Zip	34607-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 11 BLK 104 LOT 24 ORB 302 PG 637
Legal Range	16E
Legal Township	23S
Legal Section	13
Legal Subdivision	HERNANDO BEACH UNIT 11
Legal Block	104
Legal Lot Number	24
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	1
Census Block	1003
Census Tract	41501

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4250 ORCHID DR, HERNANDO BEACH, FL 34607-3357
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 3, 2020	Deed of Trust, Mortgage · FHA Mortgage R P FNDG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2015 · Amount on Record
Deed Sale	Oct 6, 2015 · Amount on Record
Prior Sale	Aug 5, 2015 · Amount on Record
Deed Document Number	201557759
Deed Book / Page	3291 / 1870
Prior Transfer Date	May 29, 2015
Prior Transfer Doc	0032400618
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4250 ORCHID DR, HERNANDO BEACH, FL 34607-3357
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4250 ORCHID DR, HERNANDO BEACH, FL 34607-3357

Mortgage

Document Number	0043530141
Date	Oct 11, 2023
Book Page	4353/141
Instrument	2023065155

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4250 ORCHID DR, HERNANDO BEACH, FL 34607-3357
Document Number	0038530328
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4250 ORCHID DR HERNANDO BEACH FL 346073357, HERNANDO BEACH, FL 34607-3357

Mortgage

Document Number	0038530328
Date	Jun 18, 2020
Book Page	003853/000328
Instrument	36891

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,170.00 (+18.2%) Homeowner's exemption	$229,104 (+5.99%)	$572,734 (+8.77%) Land $238,743 Building $333,991
2023		$216,162 (+3%) Land $216,162
2022	$2,682.00 Homeowner's exemption	$209,866	$526,560 Land $188,823 Building $337,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 357 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	357 in force
Nearby Flood Claims	602 (1983–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 245 claims Hurricane Idalia, Aug 2023 · 46 claims Hurricane Hermine, Sep 2016 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Orchid Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures