4250 Moss Rd, Baxter, TN 38544 Property Records

Putnam County property record for 4250 Moss Rd, Baxter, TN 38544

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 5,872 sqft · built 2017
Lot Size	15.6 acres (683,456 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,573 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071085 04602`

Property Details

APN / Parcel Number

Primary APN	`071085 04602`
Alternative APN	`085 04602`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	5,872 sqft Living Area
1st Floor Area	3,006 sqft
Basement Area	2,994 sqft
Finished Basement	2,354 sqft
Unfinished Basement	640 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stone
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	683,456 sqft (15.6 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	1,168 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	498 sqft
Deck Area	220 sqft
Patio Area	598 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4250 MOSS RD
City	BAXTER
State	TN
Zip	38544-4542
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	PUTNAM TN
Township / Civil Division	7
Census Block Group	2
Census Block	2080
Census Tract	1100

Owner

Source: Putnam County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4250 MOSS RD, BAXTER, TN 38544-4542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF TENNESSEE
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2015
Deed Sale	Oct 21, 2015
Prior Sale	Oct 20, 2015
Deed Book / Page	900 / 288
Last Transfer Date	Jul 24, 2020
Transfer Doc	0000121948
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	4250 MOSS RD, BAXTER, TN 38544-4542
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001356132
Date	Nov 15, 2021
Book Page	1356/132
Instrument	265766

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank
Address	CROSSVILLE, TN 38571

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	4250 MOSS RD, BAXTER, TN 38544-4542
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	UNKNOWN, AEG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4250 MOSS RD, BAXTER, TN 38544-4542

Mortgage

Document Number	0001442729
Date	Nov 7, 2022
Book Page	1442/729
Instrument	280599

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	CAMPBELLSVILLE, KY 42719

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Apr 12, 2022
Property Address	4250 MOSS RD, BAXTER, TN 38544-4542
Document Number	0000139575
Book / Page	1395 / 75
Instrument Date	Apr 6, 2022
Instrument	272186
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4250 MOSS RD, BAXTER, TN 38544-4542

Mortgage

Document Number	0000272187
Date	Apr 12, 2022
Instrument	272187

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,573.00 (+7.68%) Additional exemption filed	$171,900 (-) Land $6,900 Building $165,000
2023		$171,900 Land $6,900 Building $165,000
2022	$4,247.00
2021			$769,800 Land $109,800 Building $660,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOKEVILLE BOAT DOCK RD U.D. serves 9,345 people · EPA ID TN0000134
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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