4250 Elsa Ter, Baltimore, MD 21211 Property Records

Baltimore City property record for 4250 Elsa Ter, Baltimore, MD 21211

Property Summary

Property Type	Townhouse
Details	2 ba · 1,024 sqft · built 1955
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Oct 2019)
Tax Bill	$4,830 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Sale & Mortgage
APN	`13-15-3575D-019F`

Property Details

APN / Parcel Number

Primary APN	`13-15-3575D-019F`
Alternative APN	`153575D019F`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,024 sqft Total Area
1st Floor Area	512 sqft
Basement Area	384 sqft
Finished Basement	384 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Built-Up Asphalt
Lot Area	3,006 sqft
Porch	Enclosed Porch
Porch Area	198 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	153575D019F
Old Parcel Number	13153575D019F
Street Address	4250 ELSA TER
City	BALTIMORE
State	MD
Zip	21211-1519
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-6
Legal Description	0.069 ACRES
Legal Section	15
Legal Block	3575D
Legal Lot Number	19F
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	3
Census Block	3005
Census Tract	130803

Owner

Source: Baltimore City records, as of September 4, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4250 ELSA TER, BALTIMORE, MD 21211-1519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Oct 3, 2019	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on File
Deed Sale	Oct 3, 2019 · Amount on File
Deed Document Number	338813
Deed Book / Page	21469 / 1
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4250 ELSA TER, BALTIMORE, MD 21211-1519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0224040257
Date	Nov 17, 2020
Book Page	22404/257

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2050

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Oct 3, 2019
Property Address	4250 ELSA TER, BALTIMORE, MD 21211-1519
Document Number	0214690001
Book / Page	21469 / 001
Instrument Date	Jul 16, 2019
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	ADVANTAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0214690010
Date	Oct 3, 2019
Book Page	21469/010

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,830.00	$204,667	$220,200 Land $80,000 Building $140,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Greenlight Networks.

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