Monroe County property record for 4250 E Cardigan Ct, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,036 sqft · built 2007 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $391,300 (Apr 2021) |
| Tax Bill | $10,274 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-31025-30 |
| Primary APN | 015-31025-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,036 sqft Living Area |
| 1st Floor Area | 2,036 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015-31025-30 |
|---|---|
| Street Address | 4250 E CARDIGAN CT |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-8199 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GENTRY HONOURS 3RD LOT 130 |
| Legal Subdivision | GENTRY HONOURS |
| Legal Lot Number | 130 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 904 |
4250 E Cardigan Ct is owned and occupied by an individual who bought it in April 2021.
Source: Monroe County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4250 E CARDIGAN CT, BLOOMINGTON, IN 47401-8199 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2019 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Apr 21, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Sep 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage THE GERMAN AMERICAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2021 · Amount on File |
| Deed Sale | Apr 21, 2021 · Amount on File |
| Prior Sale | Sep 20, 2019 · Amount on File |
| Deed Document Number | 20217541 |
| Prior Transfer Date | Nov 6, 2007 |
| Prior Transfer Doc | 2007020522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4250 E CARDIGAN CT, BLOOMINGTON, IN 47401-8199 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Title Company | JOHN BETHELL TITLE COMPANY, JOHNBETHELL TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 2019007358 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 2019007358 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Apr 21, 2021 |
| Property Address | 4250 E CARDIGAN CT, BLOOMINGTON, IN 47401-8199 |
| Document Number | 2021007541 |
| Map Reference | CAB D ENV 22 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 2021007541 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4250 E CARDIGAN CT, BLOOMINGTON, IN 47401-8199 |
| Document Number | 2021007542 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021007542 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 20, 2019 |
| Property Address | 4250 E CARDIGAN CT, BLOOMINGTON, IN 47401-8199 |
| Document Number | 2019013800 |
| Map Reference | CAB D ENV 22 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 2019013800 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5577 E KINGS RD, BLOOMINGTON, IN 47408-9008 |
| Document Number | 2019013801 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 2019013801 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 4250 E Cardigan Ct was $10,274, down 3.4% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,274.00 (-3.45%) | $519,700 Land $159,300 Building $360,400 | $519,700 Land $159,300 Building $360,400 |
| 2024 | $10,641.00 | ||
| 2023 | $538,800 (+14.42%) Land $159,300 Building $379,500 | $538,800 (+14.42%) Land $159,300 Building $379,500 | |
| 2022 | $9,534.00 Homeowner's exemption | $470,900 Land $135,000 Building $335,900 | $470,900 Land $135,000 Building $335,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4250 E Cardigan Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4250 E Cardigan Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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