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425 Wisconsin Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 425 Wisconsin Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,726 sqft · built 1979
Lot Size0.344 acres (14,984 sqft)
OwnerIndividual Name on Record
Last Sale$415,000 (May 2026)
Tax Bill$2,969 (2025)
Deeds & MortgagesMay 2026 Sale
Oct 2023 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0380-0070

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0380-0070
Alternative APNs
  • 263001000103800070
  • 79683

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,726 sqft Living Area
Gross Area2,382 sqft
1st Floor Area1,726 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1984
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,984 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area621 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area35 sqft
Patio Area234 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address425 WISCONSIN AVE
CitySAINT CLOUD
StateFL
Zip34769-2760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1A
Legal DescriptionLAKE FRONT ADDN PB B PG 61/62 BLK 380 N 25 FT LOT 7 & S 75 FT LOT 8 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block380
Legal Lot Number7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2014
Census Tract43400

Owner

Source: Osceola County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address425 WISCONSIN AVE, SAINT CLOUD, FL 34769-2760
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Warranty Deed, Transfer
SOUTH FLORIDA TITLE
Oct 19, 2023Warranty Deed, Transfer
A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL
Oct 19, 2023Warranty Deed, Transfer
A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL
Oct 19, 2023Warranty Deed, Transfer
A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL
Apr 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Oct 17, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2026 · Amount on Record
Deed SaleMay 28, 2026 · Amount on Record
Prior SaleNov 8, 2024 · Amount on Record
Deed Document Number202669660
Deed Book / Page6978 / 189
Prior Transfer DateOct 16, 2018
Prior Transfer Doc0054182387
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 28, 2026
Property Address425 WISCONSIN AVE, SAINT CLOUD, FL 34769-2760
Document Number0000069660
Book / Page6978 / 189
Instrument DateMay 21, 2026
Instrument202669660
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanySOUTH FLORIDA TITLE

Transaction

AmountAmount Recorded
Tax$293,405.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 WISCONSIN AVE, SAINT CLOUD, FL 34769-2760

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 19, 2023
Property Address425 WISCONSIN AVE, SAINT CLOUD, FL 34769-2760
Document Number0064921092
Book / Page6492 / 1092
Map ReferenceMB B PG 61-64
Instrument DateOct 7, 2023
Instrument2023137845
Transaction TypeTransfer
Record UpdatedNov 14, 2023
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL

Transaction

AmountAmount Recorded
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address565 TULANE ST, SAGINAW, MI 48604-2248

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 PARK MANOR DR, ORLANDO, FL 32825-5728

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 19, 2023
Property Address425 WISCONSIN AVE, SAINT CLOUD, FL 34769-2760
Document Number0064921088
Book / Page6492 / 1088
Map ReferenceMB B PG 61
Instrument DateOct 6, 2023
Instrument2023137843
Transaction TypeTransfer
Record UpdatedNov 14, 2023
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1340 TIMOTHY ST, SAGINAW, MI 48638-6504

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 PARK MANOR DR, ORLANDO, FL 32825-5728

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 19, 2023
Property Address425 WISCONSIN AVE, SAINT CLOUD, FL 34769-2760
Document Number0064921090
Book / Page6492 / 1090
Map ReferenceMB B PG 61-64
Instrument DateOct 6, 2023
Instrument2023137844
Transaction TypeTransfer
Record UpdatedNov 14, 2023
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3315 WOODLAND CT, SAGINAW, MI 48601-5943

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 PARK MANOR DR, ORLANDO, FL 32825-5728

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address425 WISCONSIN AVE, SAINT CLOUD, FL 34769-2760
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053220982
DateApr 24, 2018
Book Page5322/0982
Instrument2018064735
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateOct 17, 2018
Property Address425 WISCONSIN AVE, SAINT CLOUD, FL 34769-2760
Document Number0054182387
Book / Page005418 / 002387
Instrument DateOct 16, 2018
Instrument155463
Transaction TypeTransfer
Record UpdatedOct 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address425 WISCONSIN AVE ST CLOUD FL 347692760, ST CLOUD, FL 34769-2760

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,969.00 (-45.33%)$208,771 (-24.14%)$357,200 (+29.8%) Land $63,200 Building $294,000
2024$5,431.00 (+9.5%)
2023$4,960.00 (+202.07%)$275,200 (+9%) Land $57,500 Building $217,700$275,200 (+15.97%) Land $57,500 Building $217,700
2022$1,642.00 Homeowner's exemption Senior Citizen's exemption$144,839$237,300 Land $51,800 Building $185,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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