425 Winter Park Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 425 Winter Park Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,968 sqft · built 1998
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Nov 2025)
Tax Bill	$4,467 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A962000641`

Property Details

APN / Parcel Number

Primary APN	`A962000641`
Alternative APN	`2-0060-7338-00-0099.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,968 sqft Living Area
Gross Area	4,082 sqft
1st Floor Area	1,294 sqft
Basement Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A962000641
Street Address	425 WINTER PARK DR
City	O FALLON
State	MO
Zip	63366-5530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINTERHAVEN LOT 99
Legal Subdivision	WINTERHAVEN
Legal Lot Number	99
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1003
Census Tract	311712

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 WINTER PARK DR, O FALLON, MO 63366-5530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Warranty Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Nov 30, 2020	Deed of Trust, Mortgage FREEDOM MTG
Jun 14, 2019	Warranty Deed, Transfer · VA Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	202551526
Prior Transfer Date	Oct 23, 1998
Prior Transfer Doc	0000090145
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 17, 2025
Property Address	425 WINTER PARK DR, O FALLON, MO 63366-5530
Document Number	0000051526
Map Reference	MB 32 PG 328
Instrument Date	Nov 13, 2025
Instrument	2025R-051526
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 GALLANT FOX DR, TROY, MO 63379-6925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 WINTER PARK DR, O FALLON, MO 63366-5530

Mortgage

Document Number	0000051527
Date	Nov 17, 2025
Instrument	2025R-051527

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	425 WINTER PARK DR, O FALLON, MO 63366-5530
Document Number	0000007151
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 WINTER PARK DR O FALLON MO 633665530, O FALLON, MO 63366-5530

Mortgage

Document Number	0000007151
Date	Jan 25, 2021
Instrument	7151

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63005

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jan 24, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 14, 2019
Property Address	425 WINTER PARK DR, O FALLON, MO 63366-5530
Document Number	0070891844
Book / Page	007089 / 001844
Instrument Date	Jun 6, 2019
Instrument	293920
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 WINTER PARK DR O FALLON MO 633665530, O FALLON, MO 63366-5530

Mortgage

Document Number	70891848
Date	Jun 14, 2019
Book Page	007089/001848
Instrument	293940

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,614 (-)	$366,391 (-) Land $70,000 Building $296,391
2025	$4,467.00	$69,614 (+12.12%)	$366,391 (+12.12%) Land $70,000 Building $296,391
2023		$62,088
2022			$326,781 Land $50,000 Building $276,781

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, i3 Broadband, Verizon.

Nearby Properties on Winter Park Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures