425 Willow Brook Way, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 425 Willow Brook Way, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,487 sqft · built 1997
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$332,000 (Mar 2016)
Tax Bill$4,930 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Nov 2021 Refinance
+ 3 more
APN0378002002810

Property Details

APN / Parcel Number

Primary APN0378002002810

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,487 sqft Living Area
1st Floor Area926 sqft
Upper Floors Area926 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions105 ft deep x 45 ft wide
Garage TypeAttached
Garage Area86 sqft
Pool Area578 sqft
PorchSlab
Porch Area55 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address425 WILLOW BROOK WAY
CityCHESAPEAKE
StateVA
Zip23320-3561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description281 OAKBROOKE MEADOWS SEC 5
Legal SubdivisionOAKBROOKE MEADOWS
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2009
Census Tract20805

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address425 WILLOW BROOK WAY, CHESAPEAKE, VA 23320-3561
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2019Deed of Trust, Mortgage · Line of Credit
LANGLEY FEDERAL CREDIT UNION
Nov 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ADVANCE FINANCIAL GROUP
Aug 9, 2022Deed of Trust, Mortgage · Line of Credit
LANGLEY FEDERAL CREDIT UNION
Nov 17, 2010Deed of Trust, Mortgage · VA Mortgage
PNC MORTGAGE
Oct 20, 2015Trustee's Deed, Foreclosure · Conventional Mortgage
MONARCH BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2016 · Amount on Record
Deed SaleMar 10, 2016 · Amount on Record
Prior SaleOct 20, 2015 · Amount on Record
Deed Document Number20166009
Deed Book / Page9619 / 1239
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address425 WILLOW BROOK WAY, CHESAPEAKE, VA 23320-3561
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10048/1979
DateAug 27, 2019
Book Page10048/1979
Instrument190022656
Lender
NameLANGLEY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueAug 13, 2026
Interest
Rate TypeAdjustable Rate

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address425 WILLOW BROOK WAY, CHESAPEAKE, VA 23320-3561
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyLAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10481/1469
DateNov 17, 2021
Book Page10481/1469
Instrument210051686
Lender
NameADVANCE FINANCIAL GROUP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate
Rate4.13%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address425 WILLOW BROOK WAY, CHESAPEAKE, VA 23320-3561
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10589/1015
DateAug 9, 2022
Book Page10589/1015
Instrument220025396
Lender
NameLANGLEY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term203 Months
DueJul 29, 2039
Interest
Rate TypeAdjustable Rate

November 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address425 WILLOW BROOK WAY, CHESAPEAKE, VA 23320-3561
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008267/375
DateNov 17, 2010
Book Page8267/375
Lender
NamePNC MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2040
Interest
Rate TypeFixed Rate
Rate4.5%

October 2015: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateOct 20, 2015
Property Address425 WILLOW BROOK WAY, CHESAPEAKE, VA 23320-3561
Document Number09572/1459
Book / Page9572 / 1459
Instrument DateSep 22, 2015
Instrument150028741
Transaction TypeForeclosure
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 GREENBRIER CIR STE 31, 31, CHESAPEAKE, VA 23320-2646
InvestorPossibly a Property Investor

Mortgage

Document Number0150028742
DateOct 20, 2015
Instrument150028742
Lender
NameMONARCH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,930.00 (+42.4%)$488,100 (+5.88%) Land $165,000 Building $323,100$488,100 (+5.88%) Land $165,000 Building $323,100
2023$461,000 (+11.68%) Land $150,000 Building $311,000$461,000 (+11.68%) Land $150,000 Building $311,000
2022$412,800 Land $140,000 Building $272,800$412,800 Land $140,000 Building $272,800
2019$3,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T, T-Mobile.

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