Lake County property record for 425 Willow Ave, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,860 sqft · built 1958 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Mar 2019) |
| Tax Bill | $13,119 (2024) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-32-120-005 |
| Primary APN | 16-32-120-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 2,748 sqft |
| 1st Floor Area | 1,110 sqft |
| 2nd Floor Area | 750 sqft |
| Upper Floors Area | 750 sqft |
| Basement Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 425 WILLOW AVE |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-4025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2ND.ADDN TO DEERFIELD PARK LOT 48 |
| Legal Subdivision | 2ND.ADDN TO DEERFIELD PARK |
| Legal Lot Number | 48 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 864903 |
425 Willow Ave is owned and occupied by an individual who bought it in March 2019.
Source: Lake County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 WILLOW AVE, DEERFIELD, IL 60015-4025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Jun 2, 2020 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Mar 20, 2019 | Warranty Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2019 · Amount on File |
| Deed Sale | Mar 20, 2019 · Amount on File |
| Prior Sale | Sep 8, 2008 · Amount on File |
| Deed Document Number | 20197549876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 425 WILLOW AVE, DEERFIELD, IL 60015-4025 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 425 WILLOW AVE, DEERFIELD, IL 60015-4025 |
| Document Number | 0008000555 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 8000555 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.79% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 425 WILLOW AVE, DEERFIELD, IL 60015-4025 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007660432 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 7660432 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 20, 2019 |
| Property Address | 425 WILLOW AVE, DEERFIELD, IL 60015-4025 |
| Document Number | 0007549876 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 7549876 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $390.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 140 WINDSOR CT DEERFIELD IL 600154874, DEERFIELD, IL 60015-4874 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $149,110 Land $50,911 Building $98,199 | $447,374 Land $152,748 Building $294,626 | |
| 2024 | $13,119.00 (+4.82%) | ||
| 2023 | $12,516.00 (+4.98%) | $128,426 (-2.8%) Land $46,604 Building $81,822 | $385,317 (-2.8%) Land $139,826 Building $245,491 |
| 2022 | $11,922.00 | $132,126 Land $50,057 Building $82,069 | $396,418 Land $150,186 Building $246,232 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 425 Willow Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1979–1987) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 425 Willow Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures