425 Williams St, Folsom, CA 95630 Property Records

Sacramento County property record for 425 Williams St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,493 sqft · built 1998
Lot Size	0.208 acres (9,044 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (May 2018)
Tax Bill	$8,557 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Dec 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-1420-050-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1420-050-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,493 sqft Living Area
1st Floor Area	2,493 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,044 sqft (0.208 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	425 WILLIAMS ST
City	FOLSOM
State	CA
Zip	95630-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	PRAIRIE OAKS 04, LOT 58
Legal Subdivision	PRAIRIE OAKS 04
Legal Lot Number	58
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1014
Census Tract	8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 WILLIAMS ST, FOLSOM, CA 95630-9557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE GOLDEN 1 CU
Dec 16, 2024	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Apr 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Prior Sale	Oct 1, 1998 · Amount on Record
Deed Book / Page	20180521 / 574
Prior Transfer Date	Dec 15, 2016
Prior Transfer Doc	2030000001003
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	425 WILLIAMS ST, FOLSOM, CA 95630-9557
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 WILLIAMS ST, FOLSOM, CA 95630-9557
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001099
Date	Feb 8, 2023
Instrument	2023020801099

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 10, 2043

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	425 WILLIAMS ST, FOLSOM, CA 95630-9557
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 WILLIAMS ST, FOLSOM, CA 95630-9557
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000459
Date	Dec 16, 2024
Instrument	202412160459

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	425 WILLIAMS ST, FOLSOM, CA 95630-9557
Document Number	2010300886
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 WILLIAMS ST FOLSOM CA 956309557, FOLSOM, CA 95630-9557

Mortgage

Document Number	2010300886
Date	Oct 30, 2020
Instrument	2010300886

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	425 WILLIAMS ST, FOLSOM, CA 95630-9557
Document Number	1904240999
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 WILLIAMS ST FOLSOM CA 956309557, FOLSOM, CA 95630-9557

Mortgage

Document Number	1904240999
Date	Apr 24, 2019
Instrument	1904240999

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$754,373 (+2%) Land $220,507 Building $533,866
2025	$8,557.00 (+2.11%) Homeowner's exemption	$739,583 (+4.04%) Land $216,184 Building $523,399
2024	$8,380.00 (+1.82%)
2023	$8,230.00 (+1.63%) Homeowner's exemption	$710,867 Land $207,791 Building $503,076
2022	$8,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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