425 White Pine Rd, Buffalo Grove, IL 60089 Property Records

Cook County property record for 425 White Pine Rd, Buffalo Grove, IL 60089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1965
Lot Size	0.164 acres (7,136 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Aug 2002)
Tax Bill	$7,644 (2023)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-05-402-017`

Property Details

APN / Parcel Number

Primary APN	`03-05-402-017`
Alternative APN	`03-05-402-017-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1966
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,136 sqft (0.164 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	425 WHITE PINE RD
City	BUFFALO GROVE
State	IL
Zip	60089-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(BUFFALO) (GROVE) (UNIT6) SUB OF EH SEC 05-42-11
Legal Range	11E
Legal Township	42N
Legal Section	05
Legal Subdivision	BUFFALO GROVE UNIT6
Legal Lot Number	321
Legal Unit	6
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	2
Census Block	2002
Census Tract	803013

Owner

425 White Pine Rd is owned and occupied by an individual who bought it in August 2002.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	425 WHITE PINE RD, BUFFALO GROVE, IL 60089-3325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Feb 22, 2020	Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG
May 28, 2019	Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2002 · Amount on File
Deed Sale	Aug 15, 2002 · Amount on File
Prior Sale	Aug 1, 1997 · Amount on File
Deed Document Number	200295498
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	425 WHITE PINE RD, BUFFALO GROVE, IL 60089-3325
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 WHITE PINE RD, BUFFALO GROVE, IL 60089-3325

Mortgage

Document Number	0026201121
Date	Sep 19, 2022
Instrument	2226201121

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	425 WHITE PINE RD, BUFFALO GROVE, IL 60089-3325
Document Number	2006646221
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	425 WHITE PINE RD BUFFALO GROVE IL 600893325, BUFFALO GROVE, IL 60089-3325

Mortgage

Document Number	2006646221
Date	Mar 6, 2020
Instrument	6646221

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Mar 5, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	425 WHITE PINE RD, BUFFALO GROVE, IL 60089-3325
Document Number	1915842102
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	425 WHITE PINE RD BUFFALO GROVE IL 600893325, BUFFALO GROVE, IL 60089-3325

Mortgage

Document Number	1915842102
Date	Jun 7, 2019
Instrument	15842102

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 6, 2034

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Buffalo Grove Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,000 Land $7,493 Building $24,507	$320,000 Land $74,930 Building $245,070
2023	$7,644.00 (-0.27%)
2022	$7,665.00 Homeowner's exemption	$28,316 Land $6,422 Building $21,894	$283,160 Land $64,220 Building $218,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 425 White Pine Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 White Pine Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO GROVE serves 43,212 people · EPA ID IL0314180
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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