Maury County property record for 425 Whispering Dr, Spring Hill, TN 37174
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,395 sqft · built 1990 |
| Lot Size | 0.347 acres (15,119 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,498 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025I-D-013.00 |
| Primary APN | 025I-D-013.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| Gross Area | 1,755 sqft |
| 1st Floor Area | 1,395 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,119 sqft (0.347 acres) |
| Lot Dimensions | 167 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 395 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 425 WHISPERING DR |
|---|---|
| City | SPRING HILL |
| State | TN |
| Zip | 37174-9600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING MEADOWS PB 7 PG 318 LOT 13 90.31X167.41 IRR |
| Legal Subdivision | WHISPERING MEADOWS |
| Legal Lot Number | 13 |
| Jurisdiction | MAURY TN |
| Township / Civil Division | 11 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 10201 |
425 Whispering Dr is owned and occupied by an individual who acquired it in June 2023.
Source: Maury County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 WHISPERING DR, SPRING HILL, TN 37174-9600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage TENNESSEE HOUSING DEVELOPMENT AGENCY |
| Apr 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage VOLUNTEER MORTGAGE LOAN SERVICING |
| Jul 3, 2023 | Intrafamily Transfer, Transfer |
| Aug 2, 2017 | Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 24, 2023 |
| Transfer Doc | 000R293122 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAURY TN |
| Property Address | 425 WHISPERING DR, SPRING HILL, TN 37174-9600 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 425 WHISPERING DR, SPRING HILL, TN 37174-9600 |
| Document Number | 00R2792513 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 2792/513 |
| Instrument | 21025457 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 310 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAURY TN |
| Property Address | 425 WHISPERING DR, SPRING HILL, TN 37174-9600 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00R2941645 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 2941/645 |
| Instrument | 23011744 |
| Name | TENNESSEE HOUSING DEVELOPMENT AGENCY |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jul 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAURY TN |
| Property Address | 425 WHISPERING DR, SPRING HILL, TN 37174-9600 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 425 WHISPERING DR, SPRING HILL, TN 37174-9600 |
| Document Number | 00R2984404 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 2984/404 |
| Instrument | 24004599 |
| Name | VOLUNTEER MORTGAGE LOAN SERVICING |
|---|---|
| Address | 404 JAMES ROBERTSON PKWY STE 150, NASHVILLE, TN 37219 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 478 Months |
| Due | Feb 1, 2064 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MAURY TN |
| Recording Date | Jul 3, 2023 |
| Property Address | 425 WHISPERING DR, SPRING HILL, TN 37174-9600 |
| Document Number | 000R293122 |
| Book / Page | 2931 / 22 |
| Map Reference | MB 7 PG 318 |
| Instrument Date | Jun 24, 2023 |
| Instrument | 23009135 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 WHISPERING DR, SPRING HILL, TN 37174-9600 |
| Name | Verified Name |
|---|---|
| Address | 425 WHISPERING DR, SPRING HILL, TN 37174-9600 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MAURY TN |
| Recording Date | Aug 2, 2017 |
| Property Address | 425 WHISPERING DR, SPRING HILL, TN 37174-9600 |
| Document Number | R2447150 |
| Book / Page | 002447 / 000150 |
| Instrument Date | Jul 29, 2017 |
| Instrument | 11620 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2017 |
| Title Company | SOUTHLAND TITLE AND ESCROW COMPANY IN, SOUTHLAND TITLE & ESCROW CO IN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $714.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 425 WHISPERING DR SPRING HILL TN 371749600, SPRING HILL, TN 37174-9600 |
| Document Number | R2447152 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 002447/000152 |
| Instrument | 11621 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Number | R2447166, |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 002447/000166 |
| Instrument | 11622 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | NASHVILLE, TN 37243-0200 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 425 Whispering Dr was $1,498, down 30.6% from the year before.
Source: Maury County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Maury County |
| Municipality | Spring Hill City |
| Unified School District | Maury County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,498.00 (-30.65%) | $56,525 Land $12,500 Building $44,025 | $226,100 Land $50,000 Building $176,100 |
| 2024 | $2,160.00 (+44.19%) | ||
| 2023 | $1,498.00 | $56,525 (-) Land $12,500 Building $44,025 | |
| 2022 | $1,498.00 | $56,525 Land $12,500 Building $44,025 | $226,100 (-) Land $50,000 Building $176,100 |
| 2021 | $226,100 Land $50,000 Building $176,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Whispering Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Whispering Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING HILL WATER DEPT serves 65,840 people · EPA ID TN0000667 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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