425 Waters Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 425 Waters Rd, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1962
Lot Size0.94 acres (40,946 sqft)
OwnerIndividual Name on Record
Last Sale$373,000 (Mar 2026)
Tax Bill$3,415 (2025)
Deeds & MortgagesMar 2026 Sale
Oct 2023 Sale & Mortgage
APN0590000001662

Property Details

APN / Parcel Number

Primary APN0590000001662

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area962 sqft
FlooringWood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2024
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,946 sqft (0.94 acres)
PorchOpen Porch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address425 WATERS RD
CityCHESAPEAKE
StateVA
Zip23322-7339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal DescriptionNR BELLS MILL 2 OLD REPLAT .94 AC
Legal SubdivisionMISCELLANEOUS MAP 058, 059
Legal Tract2
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1000
Census Tract21010

Owner

Source: Chesapeake City records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address425 WATERS RD, CHESAPEAKE, VA 23322-7339
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Bargain and Sale Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Oct 16, 2023Warranty Deed, Transfer · Commercial Mortgage
NEXTRES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2026 · Amount on Record
Deed SaleMar 30, 2026 · Amount on Record
Deed Document Number20267812
Deed Book / Page10961 / 158
Prior Transfer DateDec 23, 2024
Prior Transfer Doc10815/1223
Record UpdatedOct 29, 2026

March 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 30, 2026
Property Address425 WATERS RD, CHESAPEAKE, VA 23322-7339
Document Number010961/158
Book / Page10961 / 158
Instrument DateMar 26, 2026
Instrument260007812
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
Tax$373.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 WATERS RD, CHESAPEAKE, VA 23322-7339

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateOct 16, 2023
Property Address425 WATERS RD, CHESAPEAKE, VA 23322-7339
Document Number010701/343
Book / Page10701 / 343
Instrument DateSep 26, 2023
Instrument230021573
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1242 NEW BORN CT, CHESAPEAKE, VA 23322-8607

Mortgage

Document Number0230021574
DateOct 16, 2023
Instrument230021574
Lender
NameNEXTRES LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$367,400 (+8.67%) Land $195,000 Building $172,400$367,400 (+8.67%) Land $195,000 Building $172,400
2025$3,415.00 (+38.65%)$338,100 (+47.84%) Land $175,000 Building $163,100$338,100 (+47.84%) Land $175,000 Building $163,100
2024$2,463.00 (+26.31%)
2023$228,700 (+10.8%) Land $155,000 Building $73,700$228,700 (+10.8%) Land $155,000 Building $73,700
2022$206,400 Land $140,000 Building $66,400$206,400 Land $140,000 Building $66,400
2019$1,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 30 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies48 units insured
incl. 18 condo units
Nearby Flood Claims6 (1996–2017)
Claims Outside the SFHA6 of 6
Most Recent ClaimJul 2017 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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