Spartanburg County property record for 425 Wagon Trl, Duncan, SC 29334
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,911 sqft · built 2020 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,490 (Aug 2020) |
| Tax Bill | $1,290 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-3600-30002 |
| Primary APN | 5-3600-30002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,911 sqft Living Area |
| Gross Area | 2,199 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 188211 |
|---|---|
| Street Address | 425 WAGON TRL |
| City | DUNCAN |
| State | SC |
| Zip | 29334-9816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 77 CARTWRIGHT FARM SUB PB 176-42 |
| Legal Subdivision | CARTWRIGHT FARM SUB |
| Legal Lot Number | 77 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | REIDVILLE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 23408 |
Source: Spartanburg County records, as of November 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 425 WAGON TRL, DUNCAN, SC 29334-9816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 24, 2020 | Limited Warranty Deed, Transfer · VA Mortgage INSPIRE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on Record |
| Deed Sale | Aug 24, 2020 · Amount on Record |
| Deed Document Number | 2020-37277 |
| Deed Book / Page | 128-Y / 984 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 425 WAGON TRL, DUNCAN, SC 29334-9816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000026741 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 6093/349 |
| Instrument | 2021-26741 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Aug 24, 2020 |
| Property Address | 425 WAGON TRL, DUNCAN, SC 29334-9816 |
| Document Number | 0000037277 |
| Book / Page | 128-Y / 984 |
| Map Reference | MB 176 PG 42 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 2020-37277 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $456.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 WAGON TRL, DUNCAN, SC 29334-9816 |
| Document Number | 0000037278 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 5883/507 |
| Instrument | 2020-37278 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWPORT BEACH, CA 92660 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Spartanburg County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,290.00 (+0.78%) | $8,073 (-) Land $2,207 Building $5,866 | $253,900 (-) Land $69,400 Building $184,500 |
| 2024 | $1,280.00 (-0.23%) | ||
| 2023 | $1,283.00 | $8,073 Land $2,207 Building $5,866 | $253,900 Land $69,400 Building $184,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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