425 W Roosevelt Rd, Wheaton, IL 60187 Property Records

DuPage County property record for 425 W Roosevelt Rd, Wheaton, IL 60187

Property Summary

Property Type	Commercial
Details	1 ba · 1,512 sqft · built 1928
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$289,000 (Jul 1999)
Tax Bill	$9,220 (2025)
Deeds & Mortgages	Nov 2020 Construction Loan Mar 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-17-420-066`

Property Details

APN / Parcel Number

Primary APN	`05-17-420-066`

Interior

Full Baths	1 Bath
Units	3 Units
Stories	2 Stories
Building Area	1,512 sqft Gross Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	13.3 ft deep x 6 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	425 W ROOSEVELT RD
City	WHEATON
State	IL
Zip	60187-5077
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C
Legal Description	CO CLKS RESUB OF LOT 15 /EX W 60 FT/ & /EX HWY DESC R2001-163930/
Legal Subdivision	CO CLKS RESUB
Legal Lot Number	15
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1029
Census Tract	842605

Owner

Source: DuPage County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	425 W ROOSEVELT RD, WHEATON, IL 60187-5077
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Construction Mortgage PROVIDENCE BANK & TRUST
Mar 8, 2019	Loan Modification, Mortgage PROVIDENCE BK&TR
Feb 21, 2017	Loan Modification, Mortgage · Line of Credit PROVIDENCE BK&TR
Feb 21, 2017	Loan Modification, Mortgage PROVIDENCE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 1999 · Amount on Record
Deed Sale	Jul 23, 1999 · Amount on Record
Deed Document Number	1999161599
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	425 W ROOSEVELT RD, WHEATON, IL 60187-5077
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 W ROOSEVELT RD, WHEATON, IL 60187-5077

Mortgage

Document Number	0000141212
Date	Nov 20, 2020
Instrument	R2020-141212

Lender

Name	PROVIDENCE BANK & TRUST
Type	Bank
Address	SOUTH HOLLAND, IL 60473

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Sep 29, 2025

Interest

Rate	4.5%

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DU PAGE IL
Property Address	425 W ROOSEVELT RD, WHEATON, IL 60187-5077
Document Number	0000019160
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 W ROOSEVELT RD WHEATON IL 601875077, WHEATON, IL 60187-5077

Mortgage

Document Number	0000019160
Date	Mar 15, 2019
Instrument	19160

Lender

Name	PROVIDENCE BK&TR
Address	SOUTH HOLLAND, IL 60473

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Mar 14, 2021

Interest

Rate Type	Adjustable Rate
Rate	5.5%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DU PAGE IL
Property Address	425 W ROOSEVELT RD, WHEATON, IL 60187-5077
Document Number	0000027367
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 W ROOSEVELT RD WHEATON IL 601875077, WHEATON, IL 60187-5077

Mortgage

Document Number	0000027367
Date	Mar 21, 2017
Instrument	27367

Lender

Name	PROVIDENCE BK&TR
Address	SOUTH HOLLAND, IL 60473

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Mar 20, 2019

Interest

Rate Type	Adjustable Rate
Rate	3.75%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DU PAGE IL
Property Address	425 W ROOSEVELT RD, WHEATON, IL 60187-5077
Document Number	0000027366
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 W ROOSEVELT RD WHEATON IL 601875077, WHEATON, IL 60187-5077

Mortgage

Document Number	0000027366
Date	Mar 21, 2017
Instrument	27366

Lender

Name	PROVIDENCE BK&TR
Address	SOUTH HOLLAND, IL 60473

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Mar 20, 2024

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,220.00 (+9.05%)	$152,226 (+24.67%) Land $39,874 Building $112,352	$456,678 (+24.67%) Land $119,622 Building $337,056
2022	$8,455.00	$122,100 Land $38,510 Building $83,590	$366,300 Land $115,530 Building $250,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	31 (1978–2019)
Claims Outside the SFHA	6 of 31
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 2010 · 6 claims Severe Storms & Flooding, Aug 1987 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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