425 W Ohio St, Eagle River, WI 54521 Property Records

Vilas County property record for 425 W Ohio St, Eagle River, WI 54521

Property Summary

Property Type	Single Family Home
Lot Size	0.312 acres (13,634 sqft)
Owner	Individual Name on Record
Last Sale	$159,500 (Oct 2020)
Tax Bill	$2,387 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`221-36`

Property Details

APN / Parcel Number

Primary APN	`221-36`
Alternative APN	`4 PL 2-6`

Exterior

Lot Area	13,634 sqft (0.312 acres)

Location & Zoning

Street Address	425 W OHIO ST
City	EAGLE RIVER
State	WI
Zip	54521-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 & S1/2 LOT 5 BLK 2 COLLINS ADDN CITY OF EAGLE RIVER
Legal Subdivision	COLLINS ADDN
Legal Block	2
Legal Lot Number	6-5
Jurisdiction	VILAS WI
Township / Civil Division	EAGLE RIVER
Census Block Group	1
Census Block	1072
Census Tract	950501

Owner

Source: Vilas County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 W OHIO ST, EAGLE RIVER, WI 54521-8943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK
Oct 7, 2020	Deed of Trust, Mortgage · Construction Mortgage RIPCO CU
Oct 7, 2020	Warranty Deed, Transfer · Conventional Mortgage RIPCO CU
Jan 12, 2011	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Jan 12, 2011 · Amount on Record
Deed Document Number	575599
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	425 W OHIO ST, EAGLE RIVER, WI 54521-8943
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000621213
Date	Jan 19, 2026
Instrument	621213

Lender

Name	CITIZENS FIRST BANK
Type	Bank
Address	TREMPEALEAU, WI 54661

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	425 W OHIO ST, EAGLE RIVER, WI 54521-8943
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	VILAS TITLE SERVICE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000575601
Date	Oct 7, 2020
Instrument	575601

Lender

Name	RIPCO CU
Type	Credit Union

Agreement

Type	Construction Mortgage

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Oct 7, 2020
Property Address	425 W OHIO ST, EAGLE RIVER, WI 54521-8943
Document Number	0000575599
Map Reference	VOL 10 PG 15
Instrument Date	Sep 30, 2020
Instrument	575599
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	VILAS TITLE SERVICE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000575600
Date	Oct 7, 2020
Instrument	575600

Lender

Name	RIPCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Jan 12, 2011
Property Address	425 W OHIO ST, EAGLE RIVER, WI 54521-8943
Document Number	0000491964
Map Reference	MB 10 PG 15
Instrument Date	Dec 27, 2010
Instrument	491964
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	NORTHWOODS TITLE AND CLOSING, NORTHWOODS TITLE & CLOSING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$316.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000491965
Date	Jan 12, 2011
Instrument	491965

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jan 11, 2044

Tax Assessment & Valuation

Source: Vilas County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vilas County
Municipality	Eagle River City
Unified School District	Northland Pines School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,387.00 (+32.17%) Homeowner's exemption	$208,500 (+97.07%) Land $28,500 Building $180,000
2023	$1,806.00 Homeowner's exemption	$105,800 Land $21,500 Building $84,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE RIVER WATERWORKS serves 1,530 people · EPA ID WI7640113
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Norvado Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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