425 W Johnson St, Denison, TX 75020 Property Records

Grayson County property record for 425 W Johnson St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,257 sqft · built 2016
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$200,900 (May 2026)
Tax Bill	$447 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D011 3154024`

Property Details

APN / Parcel Number

Primary APN	`D011 3154024`
Alternative APN	`142075`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,257 sqft Living Area
1st Floor Area	1,257 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	51 sqft

Location & Zoning

Street Address	425 W JOHNSON ST
City	DENISON
State	TX
Zip	75020-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATTERSON ADDN, BLOCK 2, LOT 10, ACRES .1722
Legal Subdivision	PATTERSON ADDN
Legal Block	2
Legal Lot Number	10
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2019
Census Tract	501

Owner

Source: Grayson County records, as of June 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1216 W NELSON ST, DENISON, TX 75020-4216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
May 21, 2026	Deed, Transfer · VA Mortgage DIRECTIONS EQUITY
Feb 27, 2017	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Feb 27, 2017 · Amount on Record
Deed Document Number	202612845
Prior Transfer Date	Feb 24, 2017
Prior Transfer Doc	0000003931
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	425 W JOHNSON ST, DENISON, TX 75020-2439
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 W JOHNSON ST, DENISON, TX 75020-2439

Mortgage

Document Number	0000003798
Date	Feb 3, 2022
Instrument	2022-3798

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2047

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAYSON TX
Recording Date	May 21, 2026
Property Address	425 W JOHNSON ST, DENISON, TX 75020-2439
Document Number	0000012845
Instrument Date	May 20, 2026
Instrument	202612845
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	CHAMPIONS TITLE COMPANY, CHAPIN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 W NELSON ST, DENISON, TX 75020-4216

Mortgage

Document Number	0000012846,
Date	May 21, 2026
Instrument	202612846

Lender

Name	DIRECTIONS EQUITY

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 27, 2017
Property Address	425 W JOHNSON ST, DENISON, TX 75020-2439
Document Number	0000003931
Book / Page	5955 / 00332
Map Reference	VOL 270 PG 307
Instrument Date	Feb 24, 2017
Instrument	2017-00003931
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 W JOHNSON ST, DENISON, TX 75020-2439

Mortgage

Document Number	0000003932
Date	Feb 27, 2017
Instrument	2017-00003932

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Mortgage

Document Number	0000003933
Date	Feb 27, 2017
Book Page	5955/00355
Instrument	2017-00003933

Lender

Name	THE BANK OF NEW YORK MELLON
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$447.00 Homeowner's exemption Senior Citizen's exemption	$216,021 (-4.42%)	$217,619 (-3.71%) Land $45,000 Building $172,619
2024	$447.00 (-30.05%)
2023		$226,011 Land $47,025 Building $178,986	$226,011 Land $47,025 Building $178,986
2022	$639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband, TekWav.

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