San Joaquin County property record for 425 W Clover Rd, Tracy, CA 95376 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,191 sqft Living Area |
| Lot Size | 3,485 sqft (0.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $340,000 (2019) |
| Tax Bill | $4,206.00 (2025) |
| Primary APN | 214-220-050-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,191 sqft Living Area |
| 1st Floor | 1,191 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood Construction |
| Lot Area | 3,485 sqft (0.08 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Old Parcel Number | 214-220-05 |
|---|---|
| Street Address | 425 W CLOVER RD |
| City | TRACY |
| State | CA |
| Zip | 95376-1882 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 1879 LOT 5 |
| Legal Subdivision | GREENFIELD 02 |
| Legal Tract | 1879 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | TRACY |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 5311 |
Source: San Joaquin County records · APN 214-220-050-000
Assessment roll updated September 24, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 W CLOVER RD, TRACY, CA 95376-1882 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Oct 13, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Jan 04, 2022 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Mar 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 24, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF THE WEST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on Record |
| Deed Sale | Jul 24, 2019 · Amount on Record |
| Prior Sale | Oct 08, 2010 · Amount on Record |
| Deed Doc Number | 201978091 |
| Prior Transfer Date | Mar 25, 1996 |
| Prior Transfer Doc | 0000000015 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 425 W CLOVER RD, TRACY, CA 95376-1882 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-3573 |
| Document Number | 0000069001 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 2023-069001 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 425 W CLOVER RD, TRACY, CA 95376-1882 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 425 W CLOVER RD, TRACY, CA 95376-1882 |
| Document Number | 0000118551 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 2022-118551 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 425 W CLOVER RD, TRACY, CA 95376-1882 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 425 W CLOVER RD, TRACY, CA 95376-1882 |
| Document Number | 0000001123 |
|---|---|
| Date | Jan 04, 2022 |
| Instrument | 2022-001123 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIMA, OH 45801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 425 W CLOVER RD, TRACY, CA 95376-1882 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 425 W CLOVER RD, TRACY, CA 95376-1882 |
| Document Number | 0000041814 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 2021-041814 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 24, 2019 |
| Property Address | 425 W CLOVER RD, TRACY, CA 95376-1882 |
| Document Number | 0000078091 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 78091 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $374.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 425 W CLOVER RD TRACY CA 953761882, TRACY, CA 95376-1882 |
| Document Number | 78092 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 78092 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2049 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,206.00 (+10.34%) Homeowner's exemption | $371,834 (+4.04%) Land $120,298 Building $251,536 | |
| 2023 | $3,812.00 (+2.09%) Homeowner's exemption | $357,397 Land $115,628 Building $241,769 | $457,650 |
| 2022 | $3,734.00 |
425 W Clover Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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