425 W Cedar Bluff Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 425 W Cedar Bluff Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 828 sqft · built 1950
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jul 2025)
Tax Bill	$75 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-06370-00`

Property Details

APN / Parcel Number

Primary APN	`004-06370-00`
Alternative APN	`53-11-17-400-070.000-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	828 sqft Living Area
1st Floor Area	828 sqft
Basement Area	828 sqft
Unfinished Basement	828 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	004-06370-00
Street Address	425 W CEDAR BLUFF RD
City	BLOOMINGTON
State	IN
Zip	47403-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	PT NW SE 17-7-1W .64A
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1016
Census Tract	1502

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	Oct 27, 2023 · Amount on Record
Deed Document Number	202554048
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 27, 2023
Property Address	425 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9436
Document Number	2023012680
Instrument Date	Oct 25, 2023
Instrument	2023012680
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9436

Mortgage

Document Number	2023012681
Date	Oct 27, 2023
Instrument	2023012681

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 27, 2023
Property Address	425 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9436
Document Number	2023012680
Instrument Date	Oct 25, 2023
Instrument	2023012680
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9436

Mortgage

Document Number	2023012681
Date	Oct 27, 2023
Instrument	2023012681

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$75.00	$109,300 (+11.64%) Land $44,800 Building $64,500	$109,300 (+11.64%) Land $44,800 Building $64,500
2024	$75.00 (-94.81%)
2023		$97,900 (+25.19%) Land $35,800 Building $62,100	$97,900 (+25.19%) Land $35,800 Building $62,100
2022	$1,446.00	$78,200 Land $22,400 Building $55,800	$78,200 Land $22,400 Building $55,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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