425 W Bruce St, Harrisonburg, VA 22801 Property Records

Harrisonburg City property record for 425 W Bruce St, Harrisonburg, VA 22801

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,310 sqft · built 1935
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$293,000 (Jun 2023)
Tax Bill$2,916 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN024 E 6

Property Details

APN / Parcel Number

Primary APN024 E 6

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,310 sqft Living Area
Basement Area518 sqft
Unfinished Basement518 sqft
FlooringCombination, Other
Interior WallsPlaster

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1979
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeDetached
Garage Area1 sqft
DrivewayAsphalt Driveway

Exterior Amenities

PorchSlab
Porch Area196 sqft
Deck Area200 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address425 W BRUCE ST
CityHARRISONBURG
StateVA
Zip22801-1924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionQUADRANT 4 SS W BRUCE ST LOT 3 BLOCK 3 BROOKLAND ADD
Legal SubdivisionBROOKLAND ADD
Legal Block3
Legal Lot Number3
JurisdictionHARRISONBURG CITY VA
Township / Civil DivisionHARRISONBURG
Census Block Group2
Census Block2009
Census Tract301

Owner

425 W Bruce St is owned and occupied by an individual who bought it in June 2023.

Source: Harrisonburg City records, as of October 16, 2026

Owner of RecordIndividual Name on File
Mailing Address425 W BRUCE ST, HARRISONBURG, VA 22801-1924
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2023Deed, Transfer · Conventional Mortgage
PARK VIEW FCU
Oct 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARK VIEW FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2023 · Amount on File
Deed SaleJun 1, 2023 · Amount on File
Deed Document Number202311275
Deed Book / Page5702 / 280
Prior Transfer DateJul 23, 2008
Prior Transfer Doc003378/534
Record UpdatedOct 29, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionHARRISONBURG CITY VA
Recording DateJun 1, 2023
Property Address425 W BRUCE ST, HARRISONBURG, VA 22801-1924
Document Number005702/280
Book / Page5702 / 280
Map ReferenceMB 99 PG 416
Instrument DateMay 31, 2023
Instrument2023-11275
Transaction TypeTransfer
Record UpdatedJun 23, 2023
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$293.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 W BRUCE ST, HARRISONBURG, VA 22801-1924

Mortgage

Document Number0202311276
DateJun 1, 2023
Instrument2023-11276
Lender
NamePARK VIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateJun 1, 2028
Change Frequency5 Years
Min Rate At Change7.25%
Max Rate At Change5.25%
Index5-Year TN
Margin3
Max Rate11.2%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISONBURG CITY VA
Property Address425 W BRUCE ST, HARRISONBURG, VA 22801-1924
Transaction TypeMortgage
Record UpdatedNov 3, 2021
Title CompanyMEMBERS TITLE LLC, MEMBERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5493/151
DateOct 20, 2021
Book Page5493/151
Instrument2021-29367
Lender
NamePARK VIEW FCU
TypeCredit Union
AddressHARRISONBURG, VA 22802
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 425 W Bruce St was $2,916.

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityHarrisonburg City
Unified School DistrictHarrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,916.00$288,800 (+6.53%) Land $66,000 Building $222,800$288,800 (+6.53%) Land $66,000 Building $222,800
2025$271,100 Land $56,000 Building $215,100$271,100 Land $56,000 Building $215,100
2024$2,680.00 (+29.47%)
2023$2,070.00$215,700 Land $46,200 Building $169,500$215,700 Land $46,200 Building $169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 W Bruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1984–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 W Bruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARRISONBURG
serves 61,000 people · EPA ID VA2660345
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on W Bruce St

Nearby Streets

Search Property Records by Address or Parcel Number