425 W 3rd St, O Fallon, IL 62269 Property Records

St. Clair County property record for 425 W 3rd St, O Fallon, IL 62269 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 840 sqft · built 1910
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (May 2026)
Tax Bill	$3,072 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage
APN	`04-30-0-410-042`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-410-042`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	840 sqft Living Area
Attic	Attic
Attic Area	400 sqft
Basement Area	840 sqft
Unfinished Basement	812 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	492 sqft
Deck Area	364 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	425 W 3RD ST
City	O FALLON
State	IL
Zip	62269-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WACHTERS 2ND ADD LOT 31 & W 1/2 LOT 32 BK 2417-1644
Legal Subdivision	WACHTERS 2ND ADD
Legal Block	410
Legal Lot Number	31,32
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3003
Census Tract	504354

Owner

Source: St. Clair County records · APN 04-30-0-410-042

Assessment roll updated August 28, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 W 3RD ST, O FALLON, IL 62269-2042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Aug 29, 2025 · Amount on Record
Deed Document Number	2026A02883791
Record Updated	Sep 20, 2026

May 2026: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 18, 2026
Property Address	425 W 3RD ST, O FALLON, IL 62269-2042
Document Number	0A02883791
Instrument Date	May 11, 2026
Instrument	20262883791
Transaction Type	Transfer
Record Updated	Jun 04, 2026
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$43,935.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	425 W 3RD ST, O FALLON, IL 62269-2042

Mortgage

Date	May 18, 2026

Lender

Name	BEAZER MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,072.00	$53,155 (+22.55%) Land $5,197 Building $47,958	$159,465 (+22.55%) Land $15,591 Building $143,874
2022		$43,374 Land $4,241 Building $39,133	$130,122 Land $12,723 Building $117,399

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043543, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 333 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, Verizon, AT&T, Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.