425 Vista Grande Loop, Lorena, TX 76655 Property Records

McLennan County property record for 425 Vista Grande Loop, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,393 sqft · built 2002
Lot Size	2.61 acres (113,923 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,861 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-072201-000306-9`

Property Details

APN / Parcel Number

Primary APN	`30-072201-000306-9`
Alternative APNs	`3007220100030690101` `130507`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,393 sqft Living Area
Gross Area	4,266 sqft
1st Floor Area	2,705 sqft
2nd Floor Area	688 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	113,923 sqft
Garage Type	Attached
Garage Area	713 sqft
Driveway	Concrete Driveway
Driveway Area	5,690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	700 sqft
Patio Area	120 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	425 VISTA GRANDE LOOP
City	LORENA
State	TX
Zip	76655-3492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RANCHCREST LOT 6 BLOCK C ACRES 2.6153
Legal Subdivision	RANCHCREST
Legal Block	C
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	1
Census Block	1001
Census Tract	3801

Owner

425 Vista Grande Loop is owned and occupied by two individuals.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	810 W MCGREGOR DR, MCGREGOR, TX 76657-1132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 22, 2019
Property Address	425 VISTA GRANDE LOOP, LORENA, TX 76655-3492
Document Number	0000009670
Instrument Date	Mar 19, 2019
Instrument	9670
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	785 VISTA GRANDE LOOP LORENA TX 766553368, LORENA, TX 76655-3368

Mortgage

Document Number	9671
Date	Mar 22, 2019
Instrument	9671

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 425 Vista Grande Loop was $4,861 with a homeowner's exemption, up 4.7% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,300 (-) Land $90,740 Building $372,560	$463,300 (-) Land $90,740 Building $372,560
2025	$4,861.00 (+4.7%) Homeowner's exemption	$463,300 Land $90,740 Building $372,560	$463,300 Land $90,740 Building $372,560
2024	$4,643.00
2023		$450,000 Land $90,740 Building $359,260	$450,000 Land $90,740 Building $359,260
2022	$4,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Vista Grande Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2005–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Vista Grande Loop is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 45% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUCEVILLE EDDY serves 10,570 people · EPA ID TX1550024
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20