Allegany County property record for 425 Valley St, Cumberland, MD 21502 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 2,125 sqft · built 1900 |
| Lot Size | 0.128 acres (5,561 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Jan 2002) |
| Tax Bill | $402 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-024196 |
| Primary APN | 05-024196 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,125 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,561 sqft (0.128 acres) |
| Porch | Slab |
| Porch Area | 414 sqft |
| Patio Area | 300 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 024196 |
|---|---|
| Street Address | 425 VALLEY ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1550 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 425 VALLEY ST PT LOTS 65-66 66X78 HOOKS 68X88 |
| Legal Subdivision | HOOKS ADD |
| Legal Lot Number | 65,66 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 1000 |
Source: Allegany County records · APN 05-024196
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 VALLEY ST, CUMBERLAND, MD 21502-1550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 25, 2002 · Amount on Record |
| Deed Sale | Jan 25, 2002 · Amount on Record |
| Prior Sale | Nov 10, 1994 |
| Deed Document Number | 2002148 |
| Deed Book / Page | 700 / 946 |
| Transfer Doc | 0000001983 |
| Record Updated | Sep 20, 2026 |
Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,700 (+64.35%) Land $5,000 Building $51,700 | $56,700 (+64.35%) Land $5,000 Building $51,700 | |
| 2025 | $402.00 (+25.63%) Homeowner's exemption | ||
| 2023 | $320.00 Homeowner's exemption | $34,500 Land $5,000 Building $29,500 | $34,500 Land $5,000 Building $29,500 |
Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010010001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 6 (1979–1996) |
| Most Recent Claim | Jan 1996, river or lake flooding, Severe Storms And Flooding |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 721 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Skypacket Networks | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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