425 Thompson Ave, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 425 Thompson Ave, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	1,145 sqft · built 1917
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$151,500 (Aug 2026)
Tax Bill	$650 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2021 Mortgage + 2 more
APN	`06-9.0-32-002-003-015.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-32-002-003-015.000`

Interior

Building Area	1,145 sqft Base Area
1st Floor Area	1,145 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	145 ft deep x 69.7 ft wide

Location & Zoning

Street Address	425 THOMPSON AVE
City	SAINT JOSEPH
State	MO
Zip	64504-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HYDE PARK PLACE LOT:12 BLK:1LGL DESC:& LOT 13
Legal Subdivision	HYDE PARK PLACE
Legal Block	1
Legal Lot Number	12-13
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2038
Census Tract	2300

Owner

425 Thompson Ave is owned and occupied by an individual who bought it in August 2026.

Source: Buchanan County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	425 THOMPSON AVE, SAINT JOSEPH, MO 64504-1735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Quit Claim Deed, Transfer · VA Mortgage GOODLEAP LLC
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Jul 7, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Prior Sale	Jul 7, 2021 · Amount on File
Deed Document Number	20266634
Deed Book / Page	3821 / 374
Prior Transfer Date	Aug 5, 2026
Prior Transfer Doc	0000006634
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 12, 2026
Property Address	425 THOMPSON AVE, SAINT JOSEPH, MO 64504-1735
Document Number	0000006634
Book / Page	3821 / 374
Instrument Date	Aug 5, 2026
Instrument	20266634
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MORTGAGE CONNECT

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 THOMPSON AVE, SAINT JOSEPH, MO 64504-1735

Mortgage

Document Number	0000006635,
Date	Aug 12, 2026
Book Page	3821/375
Instrument	20266635

Lender

Name	GOODLEAP LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	425 THOMPSON AVE, SAINT JOSEPH, MO 64504-1735
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003764/411
Date	Jul 7, 2021
Book Page	3764/411
Instrument	2021007084

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 7, 2021
Property Address	425 THOMPSON AVE, SAINT JOSEPH, MO 64504-1735
Document Number	3764/409
Book / Page	3764 / 409
Instrument Date	Jul 7, 2021
Instrument	2021007082
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	STATE JOHNS TITLE LLC, ST JOHNS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4603 LIBBY LN, 4603, SAINT JOSEPH, MO 64503-2197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 THOMPSON AVE, SAINT JOSEPH, MO 64504-1735

Mortgage

Document Number	2021007083
Date	Jul 7, 2021
Instrument	2021007083

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	3764/411
Date	Jul 7, 2021
Book Page	3764/411
Instrument	2021007084

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	425 THOMPSON AVE, SAINT JOSEPH, MO 64504-1735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3752/424
Date	Aug 25, 2020
Book Page	3752/424
Instrument	2020007596

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	KANSAS CITY, MO 64116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 425 Thompson Ave was $650.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$650.00	$8,920 Land $3,630 Building $5,290	$46,970 Land $19,130 Building $27,840
2024	$650.00 (+13.64%)
2023	$572.00 (-0.69%)	$8,550 (-) Land $3,630 Building $4,920	$45,030 Land $19,130 Building $25,900
2022	$576.00	$8,550 Land $3,630 Building $4,920
2021			$45,030 Land $19,130 Building $25,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 425 Thompson Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 425 Thompson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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