425 Third St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 425 Third St, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	1 Baths
Architecture Style	Traditional
Year Built	Built 1910
Square Footage	1,734 sqft Living Area
Lot Size	6,000 sqft (0.137 acres)
Last Sale	$220,000 (2025)
Tax Bill	$5,158.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 48.52-3-22`
Alternative APN	`150004805200030220000000`

Interior

Bedrooms	5 Beds
Full Baths	1 Baths
Total Rooms	9 Rooms
Building Area	1,734 sqft Living Area
1st Floor	969 sqft 1st Floor
2nd Floor	765 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	6,000 sqft (0.137 acres)
Depth X Width	150 ft x 40 ft Depth x Width
Shed	1 Shed
Porch Area	184 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	425 THIRD ST
City	SCHENECTADY
State	NY
Zip	12306-5023
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	141 PTS OF 2 WOOD
Legal Block	3
Legal Lot Number	22.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1005
Census Tract	21200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 48.52-3-22

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1611 CAMPBELL AVE, SCHENECTADY, NY 12306-5011
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 07, 2025 · Amount on Record
Deed Sale	Nov 07, 2025 · Amount on Record
Prior Sale	Jul 27, 2023 · Amount on Record
Deed Doc Number	202526306
Deed Book / Page	2160 / 389
Record Refreshed	Jun 08, 2026

November 2025: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 07, 2025
Property Address	425 THIRD ST, SCHENECTADY, NY 12306-5023
Document Number	0000026306
Instrument Date	Oct 20, 2025
Instrument	202526306
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	922 RANDALL RD, SCHENECTADY, NY 12309-4834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 CAMPBELL AVE, SCHENECTADY, NY 12306-5011

Mortgage

Document Number	0000026307
Date	Nov 07, 2025
Instrument	202526307

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,158.00 (+4.75%)	$102,700 (-) Land $13,900 Building $88,800	$170,061 (+13.35%) Land $23,017 Building $147,044
2024		$102,700 (-) Land $13,900 Building $88,800	$150,037 (+15.41%) Land $20,307 Building $129,730
2023		$102,700 (-) Land $13,900 Building $88,800	$130,000 (+3.8%) Land $17,595 Building $112,405
2022		$102,700 Land $13,900 Building $88,800	$125,244 Land $16,951 Building $108,293
2021	$4,924.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.