425 Terrapin Rd, Venice, FL 34293 Property Records

Sarasota County property record for 425 Terrapin Rd, Venice, FL 34293

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 990 sqft · built 1989
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Feb 2024)
Tax Bill	$3,011 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0451-07-0098`

Property Details

APN / Parcel Number

Primary APN	`0451-07-0098`
Alternative APN	`451070098`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	990 sqft Living Area
Gross Area	1,564 sqft
1st Floor Area	990 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
View / Lot	Mainland
Garage Type	Attached
Garage Area	286 sqft
Porch	Screened Porch
Porch Area	348 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0451070098
Street Address	425 TERRAPIN RD
City	VENICE
State	FL
Zip	34293-3173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	LOTS 11301 & 11302 SOUTH VENICE UNIT 43
Legal Range	19E
Legal Township	39S
Legal Section	29
Legal Subdivision	SOUTH VENICE UNIT 43
Legal Tract	1053
Legal Lot Number	11301
Legal Unit	43
Jurisdiction	SARASOTA FL
Township / Civil Division	VENICE
Census Block Group	2
Census Block	2031
Census Tract	2507

Owner

425 Terrapin Rd is owned by two individuals who bought it in February 2024.

Source: Sarasota County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	171 8TH ST, PASSAIC, NJ 07055-8201
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on File
Deed Sale	Feb 29, 2024 · Amount on File
Prior Sale	Sep 28, 2011 · Amount on File
Deed Document Number	202427529
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Feb 29, 2024
Property Address	425 TERRAPIN RD, VENICE, FL 34293-3173
Document Number	0000027529
Map Reference	MB 7 PG 4
Instrument Date	Feb 29, 2024
Instrument	2024027529
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1404 NEW YORK 208, WASHINGTONVILLE, NY 10992

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 8TH ST, PASSAIC, NJ 07055-8201

Mortgage

Document Number	0000027530
Date	Feb 29, 2024
Instrument	2024027530

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Mar 1, 2029
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	12%
Index	5-Year TN
Margin	3
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 425 Terrapin Rd was $3,011.

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,011.00	$211,200 Land $69,200 Building $142,000	$211,200 Land $69,200 Building $142,000
2023	$2,965.00 (+7.43%)	$242,400 (+6.78%) Land $59,600 Building $182,800	$242,400 (+6.78%) Land $59,600 Building $182,800
2022	$2,760.00	$227,000 Land $60,000 Building $167,000	$227,000 Land $60,000 Building $167,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Terrapin Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	16 (1995–2022)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 7 claims Hurricane Ian, Sep 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 425 Terrapin Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20